"Houses in the whole region can operate at an annual rate of 3.2%" and "after the holiday, the interest rate on loans is as low as 2.9%". After the interest rate cut on existing mortgages, some loan intermediaries "renovated" their routines on social platforms and continued to attract customers with low-interest gimmicks.

Zhuoling (pseudonym), the owner of a new site in a town in Dongguan, Guangdong Province, has recently received similar "lending" business calls. He told reporters that most of these calls claimed to be the channel manager of a bank at the beginning, introducing "internal" or "year-end welfare" loan products, saying that these products have internal approval channels and can also be used to help mortgage loans cut interest rates again.

But in fact, these loan intermediaries are not related to banks, but induce consumers to carry out a series of illegal operations under the layers of internal approval, high and low interest. Recently, banks in Henan, Hubei, Guizhou and other places issued statements to remind consumers of the risks of loan intermediaries, and denied cooperation with intermediaries in loan business.

"Renovation" Routine of Lending Intermediary

Recently, the First Financial Reporter contacted a number of loan intermediaries in Guangdong on the grounds of consulting business, and found that behind the "lending and interest rate reduction" business provided by some intermediaries, mortgage loans were actually converted into business loans, that is, consumers were guided to use bridge funds to settle their mortgages, and then their houses were mortgaged to banks in the name of corporate legal persons and shareholders, and business loans were lent to banks.

These institutions take "loan interest rate reduction" as the main gimmick to attract customers. In an interview in March this year, the above-mentioned loan intermediaries advertised that the annualized interest rate of operating loans after lending was mostly between 3.4% and 3.8%, but in recent interviews, they claimed that the annualized interest rate of operating loans could be applied for below 3%.

"Recently, the market as a whole has cut interest rates, and the operating loan interest rate has been further lowered, which is a good opportunity for lending." An intermediary of a lending institution in Guangzhou told reporters that if the mortgage is 2.3 million yuan and the annualized interest rate is 4.5%, it can be adjusted to 2.9% after the interest rate cut, and it can save 33,000 yuan a year, which can save nearly 900,000 yuan in interest.

She introduced that at present, her institution can contact the bank to plan two types of business loans: 10-year interest first, then principal, and 20-year equal repayment, with interest rates of 2.9%. However, after specific consultation, the reporter found that even if the series of conditions are met, the real interest rate is between 3.1% and 3.3%.

In addition to low interest rates as a gimmick, some loan intermediaries also took advantage of the opportunity to lower the interest rate of existing mortgage loans, trying to mislead customers by packaging the official identity of banks and confusing concepts.

One of them, Yue Qiu (a pseudonym), a loan intermediary who claimed to be the channel loan staff of the state-owned bank, told reporters that they had "internal relations" in the bank and could lower the mortgage interest rate on the current basis. At the same time, there will be a special person to follow up, which can help customers speed up the approval of bank loan applications and follow up the prepayment process when handling the related business of "lending and interest rate reduction", thus controlling the cost of bridge-crossing funds.

"We have banking channels. After you submit an application for prepayment, we can help you to expedite it." According to him, they will also confirm the operating loan amount that can be applied for in the new bank through the information of the real estate license. If customers need it, they can also help to raise the price of real estate assessment for "over-lending", and besides covering the amount of repayment in advance, they can also make some extra funds.

The reporter verified the above statement with the financial manager of a branch of a state-owned bank in South China. The financial manager said that the bank’s prepayment and lending processes usually have specific approval links, so it is difficult to directly interfere. Many promises of these loan intermediaries are basically "fudge". Most of them are only familiar with the operation procedures and loan policies of banks, and use this to guide consumers to conduct illegal operations, and the ultimate risk will still be borne by consumers.

There are many risks.

Why are some loan intermediaries still recommending the "lending" business after the interest rate cut of existing mortgage loans? Many insiders believe that it is mainly related to the existing spread space.

The above-mentioned Guangzhou loan intermediary said that although some customers stopped lending plans after the interest rate reduction of existing mortgage loans, the operating loan interest rate has also been declining recently, and the preferential strength is strong, and there is still a spread between the interest rate and the lowered mortgage interest rate.

Lou Feipeng, a research institute of China Postal Savings Bank, said that most residential mortgage loans in China are long-term loans, and the interest rate is based on 5-year LPR (loan market quoted rate), while operating loans are mainly short-term loans, and the interest rate is based on 1-year LPR. The five-year LPR is higher than the one-year LPR. At the same time, for the purpose of supporting the development of small and micro enterprises, the interest rates of operating loans and consumer loans are lower, further expanding the arbitrage space.

However, it is worth noting that behind the seemingly "arbitrage", there are many hidden costs and risks hidden in the lending business.

Zhuo Ling told reporters that when communicating with a number of intermediaries until the signing of the contract, he found that the actual interest rate reduction was not as cost-effective as expected, and there were many extra costs. On the one hand, the cost comes from "crossing the bridge" funds. According to the process, consumers need to use the bridge funds provided by the intermediary to settle the mortgage, and then go to the bank to apply for operating loans and return the bridge funds.

However, because the loan period is usually more than a week, or even as long as several months, the capital cost of crossing the bridge is not low. According to Zhuo Ling, at present, the daily interest rate of intermediary funds in the market is usually around "five thousand" (that is, five ten thousandths), which means that if you want to replace a 2.3 million yuan mortgage, you need to pay 1,150 yuan interest every day, and the interest for one month may be as high as 30,000 to 40,000 yuan.

On the other hand, these institutions usually charge a high service fee. The reporter contacted a number of intermediaries and found that the service fee is basically more than one point. For example, for a lending order of 1 million yuan, the service fee is at least about 10,000 yuan. In the process of borrowing business loans, if there is no business owner qualification or does not meet the corresponding requirements, "packaging" will require additional fees.

In addition to the high cost, the loan term is shorter after "lending", and the monthly supply pressure may increase instead of decreasing. A Dongguan owner who handled the re-lending business last year told the reporter that he changed the mortgage with an interest rate of 5.8% to a business loan of 3.8% at that time. The original loan was 3 million yuan, and the repayment was made by the equal principal and interest method for 30 years, with a monthly payment of more than 17,000 yuan. After being converted into a 10-year operating loan, it will pay back about 30,000 yuan per month. At the same time, it is also necessary to bear the risk of "lending". Once the bank examines that funds flow into the housing market illegally, it is necessary to fill the loan gap in a short period of time.

"The operation of lending to reduce interest rates is meaningless and risky." Yan Yuejin, research director of Yiju Research Institute, told the First Financial Reporter that such operations of transforming traditional mortgage business into business loans will "package" buyers as business owners. However, there are several problems. First, this kind of "packaging" also requires costs. Second, the operating loan period (mostly) is only 1-10 years, so the pressure of monthly loan repayment actually increases. Third, the post-loan inspection of banks will be stricter.

Regulators and banks have repeatedly warned.

Recently, banks in Henan, Hubei, Guizhou and other places have issued statements to remind consumers of the hidden risks in "lending to reduce interest rates" and handling loans, and at the same time stressed that bank loans have not cooperated with intermediaries.

For example, on October 7th, China Bank Guizhou Branch issued a notice in Guanwei, saying that illegal loan intermediaries would pretend to be "xx Bank" and "xx Bank Loan Center" to publish loan advertising information, or push the loan amount to consumers, claiming that "they have connections within the bank" and "they can apply for loans through internal processes" to trick consumers into handling loans through them. In fact, such intermediaries have nothing to do with banks, but only to trick borrowers into making false propaganda.

Dancheng Rural Credit Cooperative said in the announcement on October 7 that it has never cooperated with any intermediary agency or individual in loan intermediary business, nor has it authorized any third-party company or platform to carry out loan business; In the process of handling the loan business, no fees such as agency fee, service fee and mortgage registration fee are charged, except as stipulated in the contract.

In addition to banks, regulators have recently issued risk warnings. Ningxia Supervision Bureau of the State Financial Supervision and Administration Bureau issued a risk warning on preventing illegal loan intermediaries from infringing on the legitimate rights and interests of financial consumers in early October, which reminded consumers to enhance their awareness of risk prevention, be wary of unfamiliar phone calls or text messages to promote loan business in the name of "low interest and quick" and "approved loan amount", and do not provide sensitive personal information to others at will or authorize others to handle financial business at will.

As early as the end of 2022 and the beginning of 2023, the supervision focused on a round of rectification of loan intermediaries. At the end of 2022, the former China Banking and Insurance Regulatory Commission issued a risk warning that some unscrupulous intermediaries explored "business opportunities" and introduced mortgage loans to consumers. This operation of replacing mortgage with business loan hides risks such as illegal breach of contract, high charge trap, influence on personal credit information, capital chain break and infringement on information security. On February 2 this year, Shenzhen Real Estate Agency Association issued the "Solemn Reminder on Prohibiting Real Estate Agencies and Employees in the City from Participating in the Illegal Use of" Business Loans "; On February 13th, Liaoning Banking Insurance Regulatory Bureau issued "Risk Tips on Early Repayment of Loans or Lending", giving tips on the risks of operating loans and the norms of intermediary institutions.

Yan Yuejin believes that this kind of loan business is illegal in itself, and all localities still need to strengthen publicity, especially to strengthen the inspection of enterprise operation, to prevent all kinds of shell companies from taking such loan funds, and at the same time to increase control over intermediaries.

　　Leslie Cheung, male, born in May, 1968, Han nationality, member of NLD, and artist of Rong Feng National Culture Communication Co., Ltd., Ruili City, Yunnan Province.

　　For more than ten years, Leslie Cheung devoted himself to the study of architectural culture and art of frontier ethnic minorities, and actively explored the development trend of their national culture roots among the architectural art and culture of Dai and Jingpo ethnic groups. Combine national traditional art with modern life and create a large number of works of art with the essence of minority culture.

　　Honors: National May 1st Labor Medal, non-genetic inheritor, Yunling craftsman.

　　Leslie Cheung, male, born in 1968, Han nationality, member of NLD, chief designer of Ruili Rong Feng National Culture Communication Co., Ltd., master of arts and crafts in Yunnan Province (senior arts and crafts artist) and national senior technician. Won the National May 1st Labor Medal, Yunnan Model Worker, Yunnan May 1st Labor Medal, Yunnan Top Ten Leading Figures Award in Arts and Crafts Industry, China Arts and Crafts Typical Figures Award, Yunling Craftsman, Yunnan Chief Technician and other titles. His works are collected by China Arts and Crafts Museum and Yunnan Museum.

　　In 1960s, Leslie Cheung was born in an ordinary worker’s family. When he was a child, he liked reading picture books and painting books. In the era when materials were scarce, Leslie Cheung, who couldn’t afford colored pens, often went to the classroom to pick up chalk heads and then painted on the blackboard, and in a few years he drew well. Like many families in that era, Leslie Cheung had many brothers and sisters, and it was very difficult for parents to support their children. Sensible, he didn’t go to high school when he graduated from junior high school, so he simply stepped into the society to make money to supplement his family. Although it is very hard to get up early every day, he has not given up his pursuit of art. While working, he taught himself high school courses and practiced painting. Everything comes to him who waits. Leslie Cheung exchanged his own efforts for the admission notice of Yunnan Art Institute. In the year of graduation, Leslie Cheung held the "Leslie Cheung Modern Art Mask Exhibition" in Yunnan Art Institute, and then at the invitation of the Fine Arts Department of Dali Teachers College, he held the "Leslie Cheung Modern Mask Art Exhibition" in Dali Museum. Since then, Leslie Cheung has been teaching in Dali No.1 Vocational High School. During his teaching, he published fine arts paintings in journals at all levels throughout the country, and guided students to publish fine arts paintings in journals at all levels, thus cultivating a batch of outstanding students.

　　In 2000, Leslie Cheung came to Ruili by chance and was deeply attracted by Ruili’s unique ethnic customs and culture. After returning to Dali, he patiently persuaded his family to come to Ruili for development.

　　When you come to a strange city, all ideals must first make way for survival. Leslie Cheung, who first arrived in Ruili, opened a decoration company with his professional advantages. Indulging in national culture, he always incorporates national elements into decoration design. At that time, for a small town that had just opened, people were more eager for the modern elements of a big city. Therefore, Leslie Cheung is always rejected again and again because he can’t meet the customer’s "requirements". But he is not angry, because he firmly believes that the nation is the world, and the inheritance and development of national culture is an inevitable trend. As a result, he stuck to his beliefs in the strange eyes of others.

　　After arriving in Ruili, he began to think about how to inherit and develop national culture with architectural decoration as the carrier. National culture needs not only excavation, but also protection and inheritance. He visited the Buddhist College, studied the Dai language, studied the Bayeux Sutra, went deep into the countryside to find the foundation of Dai culture, and under the pressure of the shortage of funds in the early stage of the enterprise, organized teams to go abroad for many times to learn about the national architectural culture of Southeast Asian countries such as Myanmar, Thailand and Indonesia. He combined the Buddhist culture and court culture left by Dehong, and compiled a set of precious materials about national architecture through the integration of pictures, words and oral information.

　　We have made special publicity reports in several CCTV media, and established our own new media platform, and widely publicized Dai architecture and Dai culture through WeChat WeChat official account and headline news. The enterprise has successively undertaken a number of large-scale projects, especially the project of Dai Palace Ruins Park. The national cultural materials and creativity explored for many years have been integrated into the design and decoration. Every building exudes artistic works with national charm, which makes Ruili, a vibrant border city, also show strong local ethnic characteristics and make positive contributions to Ruili’s opening up and national cultural construction.

　　He has a fascination with national culture that ordinary people can’t imagine, and he even almost dressed up his own business as an exhibition hall of national culture. Some people say that he is a poet, a wise man who lives in a busy city but always enjoys life with a quiet mind.

　　In Leslie Cheung’s works, it seems that all Dai buildings have been decorated with clouds, running water or flowers, seeking a return to nature and a collision with the ancestors’ breath between the wonderful form and the infiltration of aura. That is beyond the reach of any high-priced reinforced concrete.

　　An infatuated watcher of national culture

　　He has successively completed the construction of village appearance such as Shefang Mangbang Village, Ruili Bangbang Village, Shousha Village, Yinjing Village and Dadeng Shoucun Village, making the new countryside in Ruili more characteristic of South Asian nationalities. About 45% of the decoration works of ethnic architecture in Dehong were completed by his company, and he also became the protector and promoter of Dai culture in Dehong, and won the "Special Contribution Award for Ethnic Culture" in Dehong Prefecture. For him born in Han nationality, it was the recognition and affirmation of the society that gave Mogao an honor.

　　On the road of art, his works of art won the "Hundred Flowers Cup" in 2015 in China, the "Gongmei Cup" in 2015 in the 9th Yunnan Arts and Crafts Exhibition, the "Hundred Flowers Award" bronze prize in the 11th China Arts and Crafts Exhibition in 2015 and the "Jinfeng" in the China Arts and Crafts Exhibition in 2016. In 2016, the works of art in Yunnan People’s Expo won the gold medal of Gongmei Cup, and the works of art in the 5th China Traditional Arts and Crafts Exhibition won the gold medal of "Golden Horse Award" in 2016. In 2016, the works were selected for the Beijing China Contemporary Arts and Crafts Double Exhibition, and the works were collected by China Arts and Crafts Museum. In 2016, the works of art "Ru Li Niche" were collected by Yunnan Provincial Museum. It is precisely because of these efforts and achievements. Leslie Cheung won the "Top Ten Leading Figures Award" in the arts and crafts industry in Yunnan Province, and also won the China Arts and Crafts Typical Figures Award (only one person in Yunnan). Because of these efforts and achievements, I believe he will achieve better results in Leslie Cheung’s artistic life. In his works, from architecture to flowers and plants, from national characters on stones to window grilles on every eaves,From every stone elephant on the roadside to every totem on the waiter dressed in national costumes, the cultural details of the border ethnic minorities are outlined, and his hard work and deep love for national culture are permeated in the architectural drafts that once kept the pen end.

　　What is more worthy of recognition is Leslie Cheung’s four limited companies in Dehong (Ruili Rong Feng Hotel Co., Ltd., Ruili Rong Feng Modern Decoration Co., Ltd., Ruili Rong Feng Mengmao Banquet National Culture Co., Ltd., Ruili Rong Feng National Culture Communication Co., Ltd., among which Rong Feng National Culture Communication Co., Ltd. is also the "Top 20 Yunnan Cultural Enterprises" in 2017. ) are all large-scale enterprises with the same national regulations, which have solved the employment problem of more than 300 people and actively paid taxes every year, making positive contributions to local construction.

　　Of course, keeping pace with the times is the node to undertake and carry forward national cultural products. Only by grasping the true content of national culture well can we show the unique culture of this nation, and the society is developing rapidly. Only by respecting the historical process can our national cultural products grasp the living space, so how to adapt to the times and enrich the national cultural personality is an opportunity given to us by this era. Only by truly grasping the creative foundation of national culture will we go further and further. Only in this way can we truly enrich the city’s characteristics and our national industrial products flourish. At the same time, in the process of enterprise development, Leslie Cheung actively participated in social construction and repaid the kindness of social care. China’s minority nationalities, such as De ‘ang and Jingpo, have been given financial aid to go to school. It has successively funded the construction of roads in poor rural areas and the assistance of poor households. This is how he works silently in his post, without arrogance, consistency and strict demands on himself. Meticulous, conscientious and responsible in work. In the political and ideological work and the management of the staff, we inspire and guide all the staff with our own words and deeds. It sets an example for employees’ professional ethics education, love their jobs and be proud of their enterprises. The exemplary role is silent and even greater.

　　Leslie Cheung is a craftsman, a thinker, a scholar of Dai culture, an artist of arts and crafts, an architect of building decoration, the boss of Rong Feng and the founder of Mengmao Banquet. His research and understanding of Dai culture is not confined to imagination or paper, but externalized to serve products and commodities, which makes Dai culture closely integrated with modern life and glows with new vitality in the process of being accepted, loved and enjoyed.

　　Leslie Cheung, a stranger and a Han nationality, devoted himself to the inheritance and innovation of Dai traditional culture, and integrated his life and career into the spread and promotion of national culture. What a commendable thing it is. Many years ago, Leslie Cheung called for the younger generation to learn and love the traditional culture of the Dai nationality, so that the Dai culture could grow wantonly in this land under its feet and reproduce its glory. To this day, he is still working tirelessly for this.

　　CCTV News:Nowadays, there are not only many styles of clothing, but also functional clothing. The so-called functionality, such as moisture absorption, waterproof, quick drying, anti-bacteria, etc., sounds really good. However, a recent inspection by Shanghai Market Supervision Bureau found that not all functional clothing has functions, and the quality of some so-called functional clothing is not as good as ordinary clothing.

　　[32% of functional clothing is unqualified]

　　Shanghai Municipal Market Supervision Bureau released the latest results of functional clothing quality spot check, and the unqualified rate was 32%. This spot check involves 47 brands and 125 batches of functional clothing sold by 20 distribution companies. After testing, 40 batches of functional clothing were unqualified, of which 2 batches of functional clothing were found to be carcinogens.

　　Xie Zhenghao, Deputy Director of Consumer Protection Department of Shanghai Municipal Market Supervision BureauThen these unqualified goods mainly involve two categories. The first category is that it does not meet the national mandatory standards. For example, it involves formaldehyde exceeding the standard. The second category is a function of its explicit functionality, and it has not achieved its explicit effect. Compared with its explicit index, it is very different from a value actually measured by it.

　　The reporter analyzed the related complaints of Consumers Association about clothing in recent three years, and found that this kind of goods is a hot complaint, and it is one of the categories that consumers are most concerned about and have the highest number of complaints. The number of complaints about clothing, shoes and hats is between 40,000 and 60,000 each year. In 2018, the number of complaints related to clothing increased compared with 2017.

　　Functional clothing is to design the required functions on clothes. Compared with ordinary clothing, functional clothing has higher quality and technical requirements. Most of the functions are realized by fabrics with functions.

　　Ren Hening, Deputy Director of National Textile Products Quality Supervision and Inspection CenterIn recent years, a large number of functional clothes have appeared in the market, and the price of such clothes is often higher than that of our ordinary clothes. For example, our common moisture-absorbing and quick-drying clothing, waterproof and moisture-permeable clothing, anti-ultraviolet clothing, antibacterial clothing and so on. However, the phenomenon of uneven quality also appeared. In our opinion, some clothes are ordinary clothes, but they are also marked with functionality.

　　[The price of unqualified functional clothing is usually several thousand yuan]

　　The inspection was undertaken by the National Textile Products Quality Supervision and Inspection Center. At the inspection site, the reporter saw 40 batches of products that were judged unqualified in this spot check. After statistics, the reporter found that these 40 batches of unqualified products came from 21 brands.

　　Unqualified products include pregnant women’s underwear, men’s and women’s underwear, sweaters, shirts, T-shirts, jackets, jackets and so on. The reporter found that the prices of these clothes are mostly in the thousands of dollars. The reporter checked the label of unqualified functional clothing and saw that its marked functions include ironing-free, antibacterial, moisture-absorbing and sweat-absorbing, quick-drying, waterproof and breathable, ultraviolet-proof and so on.

　　The inspector told the reporter that as a functional garment, the function should of course be guaranteed. But at the same time, as the clothes that consumers wear every day, safety is the first. In this regard, the national standard stipulates that "decomposable carcinogenic aromatic amine dyes" that threaten human health are prohibited from being detected in clothing. However, to the reporter’s surprise, this banned harmful substance was still detected on some functional clothes.

　　Ren Hang, Engineer of National Textile Products Quality Supervision and Inspection Center.This is an eluent containing decomposable carcinogenic aromatic amines. Decomposable carcinogenic aromatic amine, which is not directly added, is generally produced by prohibiting the decomposition of azo dyes.

　　Inspectors told reporters that the decomposable carcinogenic aromatic amine dye in this container was found in this men’s jacket with the nominal brand POLO SPORT. The reporter checked the label of this functional clothing. Its nominal general agent in China is Shanghai Ruifa Clothing Co., Ltd., and its nominal origin is Shenzhen, Guangdong.

　　The inspector further explained that the decomposable carcinogenic aromatic amine dye detected in this garment refers to the dye synthesized from carcinogenic aromatic amine, which is often called "banned azo dye". This banned azo dye is prohibited from being detected in all textiles.

　　Ren Hang, Engineer of National Textile Products Quality Supervision and Inspection Center.In our national standard, the restrictions on decomposable carcinogenic aromatic amine dyes are forbidden. This kind of decomposable carcinogenic aromatic amines are mainly used in dyes, which will decompose carcinogenic aromatic amines in the process of normal wearing. After being absorbed by the human body through the skin, carcinogenic aromatic amines will cause sensitization, carcinogenesis and teratogenicity to the human body.

　　That is to say, long-term wearing of this jacket, which has been found to decompose carcinogenic aromatic amine dyes, may change the structure and function of human cell DNA and induce cell canceration.

　　Formaldehyde is a well-known carcinogen, but the toxicity and carcinogenicity of decomposable carcinogenic aromatic amines are far higher than formaldehyde in terms of clothing safety indicators. Because formaldehyde has a pungent smell, it is easy to distinguish and dissolve in water. Generally, clothes bought by consumers can be partially removed by washing with water. However, after the decomposable carcinogenic aromatic amine dye is made into clothing, its harm cannot be eliminated.

　　Ren Hang, Engineer of National Textile Products Quality Supervision and Inspection Center.It is unlikely that the decomposable aromatic amine dye will be washed away by water, so its harm is persistent and may have caused certain damage to human body since the day it was bought.

　　Waterlogging disaster

　　Because the rainstorm is urgent and heavy, poor drainage can easily lead to waterlogging, and the soil pores are filled with water, which causes the root system of terrestrial plants to lack oxygen, inhibits the physiological activities of the root system, and causes crops to suffer and reduce production.

　　In cities and towns, when too much rain exceeds the drainage capacity, water will flow on the road surface, and stagnant water will form in low-lying places, resulting in urban waterlogging, which has a great impact on transportation, industrial production, commercial activities and citizens’ daily life.

　　flood damage

　　Flooding caused by rainstorm inundates crops, making it difficult for crops to metabolize normally and causing various injuries. The deeper the flooding, the longer the flooding time, and the more serious the harm to agriculture, forestry and fisheries.

　　Heavy rain causes rivers to flood, and also causes geological disasters such as flash floods, landslides and mudslides, which not only harms crops, but also destroys farmhouses, industrial and agricultural facilities and roads, and even causes human and animal casualties and serious economic losses.

　　Almost all the floods in the history of our country were caused by heavy rain, such as the flood in the Yangtze River basin in July 1954, the flood in Hebei in August 1963, the flood in Henan in August 1975, the flood in Jianghuai in 1991 and the catastrophic flood in the whole Yangtze River basin in 1998, which all caused serious economic losses.

　　(Editor: Liu Jia)

Wen | Zero One

As the most popular drama in the summer, the bleak opening of "Feng Shen: Chao Ge Fengyun" (hereinafter referred to as "Feng Shen 1") is beyond expectations. The box office on the first day and the next day were 49 million and 58 million respectively, which were far lower than expected, which directly led to the stock price of Beijing Culture falling.

Fortunately, the film market is booming, and the score of Douban of Fengshen 1 is about 7.8 points and the favorable effect of social platforms have also begun to exert their strength. Fengshen 1 has reached more than 100 million box office in the first weekend, and has accumulated nearly 700 million yuan in the past week, which finally makes the filmmakers and the audience who love this film breathe a sigh of relief.

If the first film can finally reach the box office score of 2 billion+,the pressure on investors will not be too great, at least the second and third films will be "worth seeing"; But on the other hand, it can’t reach the long-awaited goal of domestic masterpieces, and the impact on box office records is expected to be placed in the second and third films with more magical scenes.

Feng Shen 1 is a film that is difficult to evaluate. Reading Entertainment tried to interpret the impression of this film from different angles: as a reinterpretation of traditional mythological images and a story conception, as the opening of a trilogy epic, and as the first truly industrialized commercial film of China’s traditional mythological story, it deserves different evaluations from different angles.

Because of the household name of the story, the thin limitation of the original novel in plot and characterization, and the failure of previous big-screen adaptations, public opinion was extremely harsh on "Feng Shen", and it suffered a large-scale "magnifying glass" stab before its release.

The original work of "Romance of the Gods" almost only emphasized fate, but now it seems that there are quite a few parts of "three incorrect views". And the characters in the original story are mostly storytelling and relatively paper-based. The primary problem to be solved in the trilogy of "Feng Shen" is the script, from which angle to cut into the world of Feng Shen Romance, and how to shape those well-known characters.

As a result, director Wu Ershan and the creative team chose a bold and prudent direction.

The story of "Fengshen 1" can be said to revolve around Yin Shou, the Shang king. Around the shaping of Yin Shou, the core figure, other core figures have the conflict point of the progressive story:

Yin Shou, the Shang King played by ChristianRandPhillips, has become a new interpretation of the character "Zhou Wang". His early heroic temperament, demagogic speeches, the release of ambition after receiving the help of the fox demon, his great desire for power and extreme selfishness finally broke out, and the characters have a credible and strong sense of flesh and blood and emotional rendering.

Yin Shou is the source of disaster behind da ji, the "demon queen". Da ji’s appearance was portrayed as a natural and animalistic monster image. She didn’t help or confuse Yin Shou out of any human social interests, but simply thanked Yin Shou for helping him achieve any goal. Her ability has become the external cause of exposing Yin Shou’s wild heart to the world, but in essence Yin Shou only went from hiding to not hiding, and its inner nature has never changed.

Yin Shou was Yin Jiao’s father and Ji Fa’s "spiritual father" in the proton period. Ji Fa’s growth path is to break the "absolute correctness" behind Yin Shou’s image as an idol of life and a spiritual father. Since then, Ji Fa has been able to make decisions with truly independent self-thinking and moral ideas. Ji Chang’s sentence "It doesn’t matter whose son you are, but who you are" is exactly the case.

Yin Shouben should have been recognized by Bigan, Ji Chang, other Shang courtiers, vassals and even overseas immortals as "the common master of the world". With all kinds of evil deeds of his ambitious expansion exposed, natural disasters and visions appeared, and the Shang King also lost the people’s hearts and the protection of heaven and earth. Four Bo Hou were killed, and Jiang Ziya fled with the list of deities, and the tone of the whole story of deities was basically stable in epic temperament.

"Zhou Wang" is often regarded as a somewhat stupid, brainless and fatuous dissolute emperor in the original works and past film and television works. If we don’t break away from the traditional narrative mode of obsessing the Lord after the demon, then the whole temperament concept of the new deity will be extremely old and boring. There are two advantages in the way the film "Feng Shen" is handled:

First, it is in line with modern values and historical truth. The fallacy of the narrative logic of "femme fatale" lies in the fact that "power is never in the hands of femme fatale", and whoever is the inflated ambition and evil deeds should be counted on; The second is to create fuller and more hierarchical characters. Zhou Wang and da ji are both more tenable and in line with narrative logic.

Therefore, from the perspective of reinterpretation of traditional mythological images and story conception, Reading Entertainment believes that "Feng Shen" has been done quite well, and it is not an exaggeration to score 85 points.

As early as the establishment of the trilogy, Wu Ershan’s shooting idea of "Three continuous shooting" was very similar to that of Peter Jackson’s filming of the The Lord of the Rings trilogy.

From the perspective of film shooting, the benefits of "Three continuous shooting" are that the total cost is easier to control and the total efficiency is higher. For example, from the perspective of actor’s pay, "Three continuous shooting" has no risks brought by the change of casting schedule and coffee spot, and continuous shooting’s pay is easier to depress, without considering the rising cost or the risk of changing roles brought by the sudden popularity of new actors in a few years. The same is true in terms of film preparation and team understanding.

Middle-aged and elderly actors like ChristianRandPhillips and Li Xuejian, and newcomers like Na Ran, if they are filmed separately in the long period of trilogy release, it is difficult to ensure the consistency of the lineup. However, under the model of "Three continuous shooting", middle-aged and old-aged actors can complete their own scenes in a coherent way, and new actors can also dig from sea selection to comprehensive customized training for their roles. The amazing performance of Na Ran as da ji is also largely related to this way of actor selection and training.

From the narrative point of view, Feng Shen 1 also plays the same "opening" role as The Ring Messenger. In The Lord of the Rings’s trilogy, most of the big scenes also come from the second and third films, and there is almost no big war drama in the first film. If only from the perspective of establishing the foundation of the world outlook and stimulating the audience’s interest, the story of "Feng Shen 1" is quite well laid out, and the audience will be highly interested with the eggs that Ji Fa came home at the end of the film and heard that Master Tai was still in court.

Therefore, as the grand opening of the trilogy epic, "Fengshen 1" is definitely above the pass.

However, there is an obvious misjudgment between Feng Shen 1 and the expectations of the general audience. The vast majority of the audience think that "Feng Shen 1" is a masterpiece of China’s magical mythology, but in fact, as the opening of the trilogy epic film, there are few magical and magical scenes in the feature film of Feng Shen 1, focusing on the short appearances of, Lei Zhenzi and others. The overall tone is a relatively heavy costume style, and the audience will feel that kind when Master Wen appears with the eggs that will be returned to the DPRK by the four devils.

Therefore, when everyone said "one person, one vote for Master Wen’s travelling expenses", it reflected the audience’s high expectations for the follow-up story of fighting. After all, that is the mythical story of deity in everyone’s impression. It is most important for director Wu Ershan to raise the visual wonders of domestic films in the mythical field to a higher level, as The Wandering Earth did in the field of science fiction.

But from this point of view, Reading Entertainment Jun thinks that "Feng Shen 1" is not successful. The film’s service aesthetic level is online, and the lens language texture is also in place, but the CG special effects level is not outstanding. The opening performance of Jizhou World War I is comparable to Canon’s international first-class blockbuster, while other special effects highlights have some make a fool of oneself:

One is that Jiang Ziya and his party were arrested, and elephants came in the background. The CG matting of the whole picture was very rough, which was almost or even slightly less than that of Hollywood’s clash of the titans ten years ago. The second is that in all scenes of Lei Zhenzi, the details such as skin and wings are also rough; The third is that some scenes are rough, and the scenes of Kunlun Mountain and Shen Gongbao in the sea have no features and memory points, while the cliffs and floods that Ji Fa fled also smell like domestic 3D animation.

As for the scenes in Yang Jian and Nezha films, they are basically when couriers are forced to go offline. Basically, what you can see in the trailer is the essence of them in the feature film. Therefore, when it comes to domestic visual effect blockbusters, Fengshen 1 can only be said to have achieved part of it, and it is difficult for the public to have an intuitive upgrade feeling like that in Wandering Earth 2. The audience can only look forward to Fengshen 2 and 3.

If it hadn’t been for July 2023, the strongest summer file in history, and the unparalleled trend of domestic films since 2023, the box office trend of "Fengshen 1", which was only 100 million in the first two days, would probably slide into the abyss and eventually be less than 1 billion, and the cost pressure of the second and third films would increase sharply, and the release progress and quality would probably be greatly affected.

Word-of-mouth proves that the quality of Fengshen 1 is not bad, and the main reason why it falls into such a dangerous situation is the complete failure of the previous publicity: First, almost none of the lightning spots to be avoided and the negative impressions to be reversed have been achieved; Second, there is no stalk.

On July 21st, the day after its release, Fengshen 1 ranked as high as 28.2%, and the attendance rate was only 8.9%, while the attendance rate of Chang ‘an Three Wan Li was 23.2%, and that of Octagonal Cage was 19%. Even the Super Family with a score of 4 was 10%. The extremely low attendance rate can be seen in the early announcement of Fengshen 1.

Because of the "3 billion cost" stunt thrown in the early days and the mythological theme, the project "Feng Shen" reminds people of a large number of domestic bad films instantly, while "Feng Shen" invited foreign special effects experts from The Lord of the Rings, which is inconsistent with the emphasis on promoting domestic blockbusters in the past two years, making people afraid that this is another monster of "combining Chinese and Western". The pre-publicity of "Feng Shen" should avoid and reverse these impressions.

As a result, until the film was released, most viewers’ impression of the film was still "a domestic blockbuster with a cost of 3 billion and I don’t know where the flowers went." There is no public reaction to the complexity and heavy publicity costumes and exquisite makeup. The released trailers will only make the audience feel bad one after another. The released stills posters are 108,000 miles better than the effect of the positive film, and Lei Zhenzi’s picture with poor effect is circled.

As for "no stalk", the early stage is normal, because all the young actors are newcomers, and they don’t have a familiar face. Naturally, they can’t bring their own controversy as YiBo and Jackson Yee did when they participated in movies. However, this topic has great potential and publicity has not been made good use of.

Da ji, played by Na Ran, was controversial, so it was difficult to explain it without spoilers. The film originally chose to hide, but when it came to the end, it didn’t hide the footage and the interview of imitating the fox. This way of "I spent a lot of time" didn’t work well, because the audience didn’t quite understand the animal shape of the fox side in the film, and as a result, one of the most amazing characters in this feature film had a counterproductive effect before the screening. It was better to hide it all the time.

Almost all the "stalks" in "Feng Shen 1" are ignited in the running water logic of "I make suggestions for Feng Shen", but the propaganda materials in the early stage have hardly played any positive role.

Therefore, "Feng Shen" is "a thrilling pass with a grand opening" because as the first part of a trilogy, "Feng Shen 1" has become its own task from the film content itself, which not only has the story tension of an independent chapter, but also shapes a complex villain and a growing decent figure, and also successfully stimulates the audience’s interest in the sequel. However, from the market point of view, "Fengshen 1" can only be said to have passed the risk and just passed the line of life and death.

* Original article, please indicate the source when reprinting.

Xinhua News Agency, Jiuquan, January 16 (Li Guoli, Zhao Jinlong) At 11: 02 on January 16, China successfully launched the first low-orbit broadband communication satellite in China, the Galaxy Space Launcher, with a communication capacity of 10Gbps at Jiuquan Satellite Launch Center. The satellite successfully entered the scheduled orbit and the mission was a complete success.

Galaxy Aerospace First Star is an internationally advanced low-orbit broadband communication satellite independently developed by Galaxy Aerospace (Beijing) Technology Co., Ltd., which adopts Q/V and Ka communication bands, has transparent forwarding communication capability at 10Gbps rate, and can provide users with broadband communication services through satellite terminals. After the satellite is in orbit, relevant technical and business verification will be carried out in orbit.

Kuaizhou-1A launch vehicle is a small solid launch vehicle developed by Aerospace Science and Technology Rocket Technology Co., Ltd., a subsidiary of China Aerospace Science and Technology Group Co., Ltd. Aerospace Sanjiang Group. It mainly provides launch services for low-orbit small satellites with high orbit accuracy, short preparation period and low launch cost. This is the eighth launch mission of the Kuaizhou-1A carrier rocket.

CCTV News:"Winning the bid" is the "first step" of the project. As a leading indicator reflecting the investment enthusiasm, "winning the bid in the project" has the meaning of "wind vane". Next, we will feel the fiery investment through the winning bid data.

According to the data of the National Information Center, in the first two months of 2023, the number of winning projects increased by 45.5% compared with the same period of last year, among which the number of winning bids and the year-on-year growth rate in the eastern region both led the way; Construction projects are "ballast stones" for stable investment, and the number of winning projects far exceeds other fields.

At the same time, the sales volume of construction machinery and equipment is also strong this year. According to the data of China Construction Machinery Industry Association, in February, the sales volume of various crawler cranes increased by 60.5% year-on-year, the sales volume of road rollers increased by 16.1%, and the sales volume of various pavers increased by 28.4% year-on-year.

Yang Daoling, Director of Big Data Analysis Division of Big Data Development Department of National Information Center:On the whole, a number of high-frequency data show that since the beginning of this year, all localities have made every effort to expand effective investment and promote the "acceleration" of project construction, and the signs of rapid recovery of project construction heat are obvious.

From another leading indicator of infrastructure investment, 1-mdash; In February, the planned total investment of newly started projects increased by 11.8% year-on-year, and the invested funds increased by 12.5%, which provided a strong guarantee for the sustained and steady growth of investment.

Zhang Liqun, Researcher, Macroeconomic Research Department, the State Council Development Research Center:The driving role of infrastructure investment has been further strengthened, the trend of stabilizing real estate investment has gradually become obvious, and the enthusiasm of enterprises to invest has gradually increased. Therefore, the whole investment is the basic trend of overall recovery this year, and the key role of investment in expanding domestic demand will be significantly enhanced in improving the quality of supply and improving people’s livelihood.

　　After secondary fermentation, the garbage is made into organic fertilizer. The picture shows workers bagging and sealing organic fertilizers on the production line. Photo by Xu Yuezhi

　　A few days ago, the "Urban Comprehensive Garbage Harmless and Resource-based Treatment System" was officially put into operation in Linyi County, Shanxi Province. The system’s harmless and resource-based treatment of comprehensive garbage can not only turn urban garbage into treasure, but also become new available resources, and at the same time, it will not cause adverse effects on the urban environment.

　　At the scene of Linyi County Urban Comprehensive Garbage Harmless and Resource-based Treatment Center, the reporter saw that this fully automatic numerical control system with a daily garbage treatment capacity of 300 tons is easy to operate and highly automated.

　　According to reports, the system can sort garbage without waste water, waste gas and waste residue, and the sorting rate can reach more than 99.5%. After that, the sorted garbage can be turned into reusable resources, and the resource utilization rate can reach more than 96%.

　　"After the garbage enters the factory and is crushed, it is sent to the fermentation bin, and the super biological bacteria are sprayed in the fermentation bin for anaerobic fermentation. During the fermentation process, the garbage produces biogas. After desulfurization, dehydration, dust removal and pressure stabilization, the biogas meets the requirements of biogas generator set for biogas flow and quality, and then the biogas is delivered to the generator set for power generation." The staff of the center told the reporter, "The garbage after secondary fermentation is rich in a large number of nutrients needed for crop growth. The nutrient soil obtained after sorting and the biogas residue produced by anaerobic digestion of garbage percolate can be ground and granulated after adding appropriate nutrients. Organic fertilizer can be produced, which meets the relevant requirements of national agricultural fertilizer production standards and is used for landscaping."

　　The comprehensive separator is the core equipment of the system. According to the characteristics of garbage, it can screen garbage into several categories, including organic soil, organic fertilizer, waste plastics, construction garbage, waste metal, etc., by using technologies such as wind power, gravity, magnetism, shape and speed, combined with technological processes such as mechanical selection, wind separation, magnetic separation, screening, automatic shearing and crushing.

　　"Garbage is a misplaced resource, and how much garbage is produced when how many resources are consumed." Yuan Li, chairman of Jiangsu Xuefeng Environmental Protection Technology Co., Ltd. believes that, in turn, how much garbage should be transformed into how many resources.

　　It is understood that this set of urban comprehensive garbage harmless and resource-based treatment system has invested a total of 130 million yuan, and the annual economic benefit is nearly 40 million yuan. Tested by relevant departments, the comprehensive garbage disposal center in Linyi, Shanxi Province has reached the requirements of relevant national environmental protection technical specifications, and has become an example of systematic and market-oriented operation.

　　At present, there are three kinds of garbage disposal methods in the world: landfill, incineration for power generation and harmless and resource-based treatment. Among them, landfill not only occupies a lot of land resources, but also easily pollutes soil and groundwater resources, and can not produce economic benefits; Incineration power generation has a large investment and high operating cost. If it is not handled properly, the smoke will cause serious pollution to the atmospheric environment and be harmful to human body. Experts pointed out that the commissioning of the system has ended the history of landfill and incineration of urban comprehensive garbage. The harmless and resource-based treatment of comprehensive garbage can not only improve the urban environment and improve the quality of citizens’ living environment, but also realize the reuse of resources and save resources and energy. (Economic Daily-China Economic Net reporter Xu Yuezhi)

As long as you are not Fujiwara Takumi, in fact, most of the vehicle power is enough for your daily use. As a medium-sized suv, there are many highlights. As for the outstanding performance of the car, please read it together.

First of all, from the appearance, the front face design of Jietu X95 is very sharp, and the grille uses hexagonal shape, which is very recognizable. Paired with headlights, it looks quite young and fashionable. The car is equipped with LED daytime running lights, automatic opening and closing, delayed closing and so on. Come to the car side, the car body size is 4858MM*1925MM*1780MM, the car uses moving lines, the car body looks very avant-garde, with large-size thick-walled tires, eye-catching shape. In the rear part, the tail line of Jetway X95 is cold, and the taillights give people a very unique feeling. The exhaust pipe below adopts the design of bilateral single outlet, and the overall layout is impressive.

Coming into the car, Jietu X95 interior looks more capable, which is very in line with the tastes of young consumers. The shape of the steering wheel of the car is eye-catching, and it is equipped with the functions of manual steering wheel up and down+front and rear adjustment, which gives people a good grip experience. Let’s take a look at the central control, with a 12.3-inch touch-sensitive LCD screen, which makes the interior style impressive and looks quite young. The dashboard and the seat are equally eye-catching, and the dashboard design is remarkable and looks very cold. The car adopts imitation leather seats, which are wrapped in place and have good overall comfort.

The Jetway X95 is matched with a wet dual clutch (DCT) gearbox, with a maximum power of 145KW and a maximum torque of 290N.m, with good power performance.

Jietu X95 trunk space has excellent overall performance and regular shape, which is convenient for people to take their luggage. In addition, the car is equipped with anti-lock braking (ABS), LED daytime running lights, brake assist (EBA/BAS, etc.), braking force distribution (EBD), traction control (ASR/TCS, etc.), main driver airbag, co-pilot airbag, front side airbag and other safety configurations.

After reading the above introduction, let’s make a summary. Such a car with the right price is enough to meet the daily practical needs, and it doesn’t take much thought to maintain it at ordinary times, and the cost performance is good.

Recently, we learned from foreign media that a new generation of BMW 5 Series and i5 will be launched on May 24th. It is understood that the new car will launch a fuel version and a plug-in version, and will also launch an i5 pure electric version.

In terms of appearance, the new car adopts the family’s iconic kidney front grille with sharper headlights, matching the design of the through front enclosure, and the whole front looks very slender and exquisite.

On the side of the car body, the side lines of the new car run straight through, with the slightly slip-back shape and the design of the hidden door handle, the whole car body looks slender and atmospheric.

In the rear part, the rear design of the new car is relatively regular, and the slightly upturned "little ass" is matched with the newly designed taillight group, which looks fashionable and dynamic as a whole. In terms of power, the long-wheelbase version will use two kinds of gasoline engines, and the new car will continue to use the 2.0T engine and join the 48V light mixing system, and it is expected to follow the naming of 525Li and 530Li. We will continue to pay attention to more news about the new car.