Shanghai: Critical patients should be treated immediately even if there is no nucleic acid test result.

  On May 16th, Shanghai held a press conference on epidemic prevention and control to introduce the latest situation.

  Some media have asked questions. After the unsealing, the number of people seeking medical treatment will definitely increase. How can medical institutions in this city meet the medical needs of citizens? What are the convenience measures?

  Zong Ming, deputy mayor of Shanghai, said that as the situation of epidemic prevention and control continues to improve, the flow of social personnel will gradually accelerate and the demand for medical services will further increase. Medical institutions in the city will increase the supply of medical services, improve the accessibility of medical services, and meet the needs of the public for medical services.

  The first is to extend the time of diagnosis and treatment services.From Monday to Saturday, the medical institutions in the city will extend the outpatient service hours according to the number of patients seeking medical treatment, so as to ensure that all the patients on that day can receive medical treatment. On the basis of working day operation arrangement, we hope and have asked all medical institutions in the city to increase weekend operation arrangement in an orderly manner to solve the backlog of operations during the epidemic.

  The second is to optimize the appointment service.Medical institutions in the city should carry out outpatient service, inspection, testing and other services by time, and fully equip medical staff and consultation rooms according to the number of patients’ appointments to reduce the waiting time of patients.

  The third is to ensure the smooth passage of critical and severe rescue. The emergency department should set up a buffer area to ensure that even if there is no nucleic acid test result, critically ill patients should be treated immediately under the condition of standardized protection.

  Fourth, strengthen drug allocation and health management.Increase the drug allocation in community health service centers, and constantly expand the types of drugs extended to community prescriptions by higher-level hospitals. Strengthen the active health management of the elderly, chronic patients, children, pregnant women and other key groups, and carry out COVID-19 vaccination in an orderly manner.

  The fifth is to continuously improve Internet diagnosis and treatment services.Implement cross-hospital follow-up visits in Internet hospitals, support online reimbursement of major illness medical insurance and volunteer "dispensing" services. In order to meet the needs of citizens for Sunday medical treatment, from May 22nd to the end of June, all Internet hospitals in the city opened free clinic services on Sundays.

  In order to ensure the epidemic prevention safety of medical institutions, medical institutions use "place code" in an all-round way and set up a health check-up machine with conditional layout. At the same time, do a good job in the environment of medical institutions, strictly protect the personal health of medical staff, implement the district management in the hospital, and prevent the occurrence of nosocomial infection.

Reporter’s visit: How was the Xiangshan Revolutionary Memorial Hall completed?

The 28 pillars at the south gate of the memorial symbolize the Communist Party of China (CPC)’s 28-year struggle from the founding of the Party to the establishment of a new China.

Pay attention to the protection of ancient trees during the construction of memorial hall.

The second floor of the east gate of the memorial hall is designed with four beams and eight columns.

The preface hall of the solemn and magnificent memorial hall.

The facade of the memorial hall is made of gold rust stone.

  Upside down and generous! "Beijing ‘ Catch the exam ’ " "Entering Xiangshan", "Continuing to command the liberation of China", "Preparing for the construction of a new China" and "Do not forget your initiative mind keeps in mind its mission and strives forever" are solid steps for the people of the Communist Party of China (CPC) to advance all the way in the past 70 years.

  In the past few days, if you have been to the foot of Xiangshan Mountain, you must have heard of this magnificent history and seen a building built to inherit and remember this red memory — — Xiangshan revolutionary memorial hall. The Xiangshan Revolutionary Memorial Hall, covering an area of 2.4 hectares and a building area of 17,985 square meters, is an ancient and new building. With modern technology and traditional elements such as sloping roof and bucket arch, it is more solemn and solemn, and it also adheres to the concept of green thrift. The pattern of depending on the mountain makes the building grow naturally in the mountains and forests, and it is as natural as the environment, just like a beauty. If one point is increased, it will be long, and if one point is reduced, it will be short.

  How on earth was this building completed? The Beijing Evening News reporter made a special visit to record the bit by bit of the Xiangshan Revolutionary Memorial Hall.

  Memorial hall pattern

  At 13: 00 on September 11th, taking advantage of lunch break, worker Han Kai walked to the Xiangshan Revolutionary Memorial Hall at the foot of the mountain, and went up the stairs from the East Square. He pointed to the stones under his feet and said softly, "They are all whole, and there is no ‘ Broken live ’ " Under the corners of my mouth, I can’t hide my pride.

  Breaking is a jargon in engineering, which means that there is no place that is cut into small pieces of stones. This detail, which is basically impossible for ordinary people to notice, is precisely the gap between high-quality projects and ordinary projects.

  ■ Reduce the volume

  Three sides are embedded underground with the terrain.

  Xiangshan, 557 meters above sea level, has many historical sites, and pavilions are scattered among the mountains like stars. The newly completed Xiangshan Revolutionary Memorial Hall, just like growing out of the mountains, is natural with the surrounding environment. People standing on the street looking east can only see the sloping roof surrounded by green trees and a faint half-story facade, and they can never imagine that there is a world under the green trees.

  "This is to use the height difference of Xiangshan itself to make the whole building embedded in the mountain." Zhuang Weimin, the chief designer and dean of the School of Architecture of Tsinghua University, told the reporter that Xiangshan, located in the area of three mountains and five gardens, belongs to a scenic spot in Beijing. From the perspective of urban planning, all buildings must follow the "moderate reduction". "How can a Xiangshan Revolutionary Memorial Hall with an area of nearly 18,000 square meters be integrated with the environment? We borrowed the method of blanking, so that the south, north and west sides are embedded into the ground with the terrain, and the fifth facade formed by the sloping roof, thus resolving the sense of awkwardness brought by the volume and outline of the building. "

  ■ profound meaning

  Building Four Beams and Eight Columns for New China

  While reducing the building volume, Xiangshan Revolutionary Memorial Hall has also formed two unique axes. From the exhibition hall to the South Square, it is spread along the north-south axis, facing south, creating a sense of ceremony of traditional memorial buildings in China. From the entrance of the audience to the West Square, it is spread along the east-west axis, sitting west to east, looking at the incense burner peak in the west and facing the Beijing City in the east, which is convenient for the audience’s activities, and also conforms to the history of the CPC Central Committee’s "going to Beijing to take the exam" and liberating all China in Xiangshan.

  There are many similar meanings. The canopy shape of "four beams and eight pillars" implies that the CPC Central Committee built four beams and eight pillars for the new China in Xiangshan. The 28 colonnades symbolize the Communist Party of China (CPC)’s 28-year struggle from the founding of the Party to the establishment of a new China. On the South Square stands the flag pole with a height of 19.49 meters, which means that People’s Republic of China (PRC) was born in 1949.

  Memorial hall jiangxin

  Metal carved bucket arch, four-beam and eight-column dome, antique Han-Tang pottery tile, semi-new and semi-old dry-hung stone, natural courtyard with ventilation and light transmission & HELIP; … As a newly completed modern and contemporary building, the Xiangshan Revolutionary Memorial Hall is full of simple and solemn traditional beauty.

  ■ Respect for tradition

  Traditional elements are integrated into modern techniques

  "Architecture should respect tradition and nature, and form a natural relationship with nature." Zhuang Weimin said, taking the dry hanging stone on the facade as an example, the design team has done a lot of research on what material to choose, and compared several domestic stone materials, such as gold rust stone, golden hemp, Suizhou yellow stone and Kaman stone, and chose the most suitable gold rust stone.

  Of course, respecting tradition does not mean 100% conformity. The reporter noticed that although the elements of the arch and cornice are traditional and historical, the material of the arch and the pattern of the cornice are all new techniques. Here, the traditional wooden materials are replaced by modern aluminum alloy and stainless steel, with a more stable structure, a deeper tone and lower cost. Only the main gate retains the brass commonly used in ancient buildings, so that the audience can feel the continuation of time in touch.

  ■ Careful everywhere

  Practicing economy and choosing antique pottery tiles

  "In order to produce these 58,000 pieces of antique Han and Tang pottery tiles for the roof, it is really not easy to go back and forth." Liu Xionggeng, deputy manager of the decoration of Xiangshan Revolutionary Memorial Hall of Beijing Urban Construction Group, remembers that copper tiles were considered at first, but considering the high cost, pottery tiles with the same effect but more economical were selected later. Then, the color that is most suitable for the environment is selected from the three alternative colors.

  Set the color, mass production is also a particular job. The factory producing pottery tiles is located in a small town under the jurisdiction of Foshan City, Guangdong Province. The simple hotel in the town is 6 kilometers away from the factory site. Every day, Liu Xionggeng rides three hops between the hotel and the factory, and stays for 31 days. Appearance, strength, arch height, diagonal, every time the mold is fired, Liu Xionggeng will pull a ruler to test each value one by one, and any unqualified one will have to be returned to the furnace and rebuilt. In this way, after repeated firing for six or seven times, the satisfactory mold can be considered before entering the mass production stage. "Because we were worried about damage in transportation, we gave up the usual land transportation and changed to water transportation. We transported Taowa to Tianjin Port first and then pulled it back to Beijing from Tianjin."

  The same is true of stone production on the facade. 16,000 square meters of gold rust stone are prefabricated and pasted in the factory, and then pulled to the engineering site for hanging. "Among them, the largest stone has an area of 2.5 square meters and consists of 8 sub-parts." Liu Xionggeng told reporters that the bonding angle of stone can be varied, 90 degrees, 110 degrees, 130 degrees, 135 degrees, 160 degrees … … Every angle must be exactly the same, otherwise it will not be straight when pasted together. "In the factory, we first make a model wall according to the full-scale ratio, and every stone in the wall is numbered one by one." Liu Xionggeng said that from 58,000 pieces of Han and Tang pottery tiles and 104 metal arches to 16,000 square meters of dry hanging stone, 3,600 square meters of glass curtain wall and Xiangshan Revolutionary Memorial Hall, every material in the project can be described as elaborate.

  Memorial Hall Wisdom

  In addition to care and care, engineering construction is also inseparable from wisdom. At the same time, in line with the concept of being green, frugal and close to the people, Xiangshan Revolutionary Memorial Hall also attaches great importance to green and energy conservation in its construction.

  ■ Strict control

  600 columns are cast at one time.

  Liu Kuisheng, the project manager, told the reporter that when the structure of Xiangshan Revolutionary Memorial Hall was under construction, it was in the peak season of tourism, and tourists came to Xiangshan in an endless stream, reaching 100,000 at the peak of daily passenger flow. In order not to affect tourists, the construction will be carried out at night. "In the earthwork excavation, in order to save time, we adopted ‘ Dig the heart ’ Tactics, excavation from the center, slope support around, and double-row piles as supporting structure. "

  Due to the limited area of the site, the construction site was completely occupied by construction equipment, so the project department adopted sports warfare, "shooting one gun for another place", the office area was moved three times, the road was changed every few days, and the material processing shed was arranged wherever there was open space. "The raw materials came in in the middle of the night, and the inspection was also completed in the middle of the night, and nothing happened in the whole process ‘ Waiting for people ’ The situation. "

  At the same time, as a project with a design service life of 100 years, in order to ensure the bearing capacity and the durability of the century-old building, 4,500 tons of steel bars and 26,000 cubic meters of concrete are used in the structure of Xiangshan Revolution Memorial Hall. "The diameter of the main reinforcement of the column is 32 mm, and the design is particularly dense. There are more than 70 steel bars in the most column." Liu Kuisheng said that it is not difficult to pour a column with a cross-sectional diameter of 1.2 meters and a height of 8 meters. In addition, it is often constructed at night, and the lighting conditions are poor. If you are not careful, quality problems will occur. "Under the strict control of the project department, more than 600 columns are all poured at one time, and no quality problems have occurred."

  In order to build a high-quality project, builders never complain about hardship and tiredness. Chen Yanjun, who is taking wedding photos in Hangzhou, went to Beijing without saying anything. Rao Ze, who was newly married, left his pregnant wife at home and lived and ate at the construction site. When his wife was hospitalized with an operation on her right lung, Liu Xinwen only stayed with her for one day and then returned to the construction site to continue her work.

  ■ "Give way" ancient trees

  The whole memorial hall moves 5 meters eastward.

  It is understood that the building materials used in the construction of Xiangshan Revolutionary Memorial Hall, even small and micro materials including a small nail, are all domestic products; Earthwork uses local materials, and about 70% of the excavated earthwork is reused on site, which not only saves materials but also avoids dust. The air conditioning system adopts frequency conversion speed regulation and self-sensing temperature control, while the lighting system adopts intelligent control and LED energy-saving lamps.

  There is also the protection of trees. Zhuang Weimin introduced that since the beginning of the design, the team has made a detailed investigation on all the trees in order to preserve the original ecology as much as possible. In order to protect several ancient trees such as Pinus tabulaeformis and Luanshu, the whole building has moved 5 meters to the east. "When we first entered the site, there were more than 400 trees in the foundation pit on the east side, including 136 precious Eucommia trees and more than ten ancient trees such as Luan tree, Sophora japonica and Pinus tabulaeformis."

  Liu Kuisheng also remembers that in order to protect these more than 400 trees, everyone was cautious, and everything that could not be moved was not moved, and everything that had to be moved was transplanted to the maintenance base within 48 hours. It is also thanks to this that the audience who enter the Xiangshan Revolutionary Memorial Hall can see a green landscape from mountains, lawns, water gardens to courtyards. (Reporter Zhao Yingying, photo by Cheng Gong)

Physical examination after the age of 60, just do five tests.

"Liu, what are you doing in the hospital again?"

"To do an anti-cancer physical examination, some experts said that the elderly are prone to cancer and should be examined more."

"Where did you read the rumor? Those tests are very radioactive. It’s not a good thing to do them often. Don’t get sick when you get sick."

"Don’t believe it, how to curse people? Anyway, it’s not me who will have cancer at that time. "

Lao Liu and Lao Li have completely different views on cancer screening. On the one hand, they support examination to prevent diseases, while on the other hand, they think that examination will cause diseases. Should cancer screening be done?

01

Academician bluntly said: It is not recommended that everyone do cancer screening.

The significance of cancer screening lies in the early detection of cancer or precancerous lesions, which can be treated early and reduce mortality. Cancer screening is recommended by authoritative organizations such as American Cancer Society and China Anti-cancer Association.

However, Academician Han Qide, an academician of China Academy of Sciences, said in a speech that cancer screening is not recommended for healthy people. Some cancers will not reduce cancer mortality after early screening. Such screening is not of great significance.

Academician Han also cited several authoritative surveys to illustrate. He said that a data of 76,000 people in the United States showed that there was no difference in the number of people who died of prostate cancer after 13 years. The same is true for breast cancer. Researchers in Canada have investigated nearly 90,000 women over 40 years old, half of whom have molybdenum target examination every six months, and the other half have no examination. The results showed that the detection rate of breast cancer in the inspection group increased by 27% compared with that in the non-inspection group, but there was no difference in mortality.

Academician Han Qide believes that everyone doing cancer screening may actually harm themselves. For example, some early cancer patients who will not develop into serious diseases themselves, having an operation is equivalent to getting a knife for nothing; The radiation in regular inspection will also bring a burden to health; Also, after cancer is detected, it will bring great psychological burden to people, and bad emotions will easily promote the development of cancer.

In the view of Academician Han Qide, we should avoid the move of "killing one hundred people by mistake rather than letting one person go" and do not recommend universal cancer screening for everyone. However, targeted examination can be carried out according to their own symptoms. Some patients who do not have any discomfort symptoms themselves are not recommended to be over-examined and treated, otherwise they will be prone to accidents.

In addition, Academician Han believes that the medical community should strengthen the research on cancer screening and narrow the scope of screening and intervention as much as possible. For some people who are unlikely to get cancer, there is no need to check, and the screening scope should be limited to high-risk groups as much as possible.

02

Physical examination after the age of 60, these five items cannot be less.

Many elderly people think that physical examination is useless. People who were good enough to go to the hospital will find out a lot of diseases and waste money. This idea is wrong.

According to the statistics of cancer incidence and mortality in China in 2016 released by China National Cancer Center, the incidence and mortality of cancer will increase with age. Among them, men aged 60-64 and women aged 75-79 have the highest cancer mortality.

With the advent of an aging society, not only will the incidence of cancer increase, but the number of elderly people suffering from chronic diseases in China is increasing. It is conservatively estimated that there are 180 million patients with chronic diseases in China. Don’t think that chronic diseases are a trivial matter. According to the data in the report on nutrition and chronic diseases of China residents (2020), in 2019, the number of deaths due to chronic diseases in China accounted for 88.5% of the total deaths.

The incidence of various diseases in the elderly is so high, what should be done to reduce the mortality rate? The answer is regular physical examination, even if you are unfortunately sick, you can find it early and treat it early.

What physical examination items should 60-year-old people do?

Everyone’s physical condition is different, and the required examinations are different. There is no uniform standard on this matter. Please consult a professional doctor for specific examination items. But these projects are what the elderly must do.

1. Routine physical examination items

Routine physical examination items include internal surgery, otolaryngology, ophthalmology and other general physical examinations; Routine hematuria, blood sugar and blood lipid, thyroid function and other biochemical tests.

2. Bone mineral density detection

After getting old, the bone mineral density will gradually decrease, and it is easy to have osteoporosis problems. Therefore, the elderly should be tested for bone mineral density and supplemented in time after finding bone loss.

3, gastroscope, colonoscopy

Gastroenteroscopy is the gold standard for the diagnosis of gastric cancer and intestinal cancer. Small lesions in the gastrointestinal tract can be found in time during the examination, and some small polyps can be directly removed during the examination to avoid malignant transformation.

4, liver function, lung function, kidney function

Liver, lung and kidney are all very important organs in the body, and there are generally no obvious symptoms when lesions appear in the early stage. Examination can help to find abnormalities in time.

5. Heart examination

Conventional ECG examination is difficult to find asymptomatic coronary heart disease and early myocardial infarction. It is suggested that patients with arrhythmia, chest tightness and shortness of breath should be given 24-hour ECG examination.

In addition, men and women should add some other items when checking. It is suggested that men should have reproductive organ examination, urinary system B-ultrasound and PSA examination, and women can have breast and uterine adnexa B-ultrasound and vaginal discharge routine examination. It is generally not recommended to carry out trace elements and gene screening projects, which are of little significance.

03

Physical examination found these four diseases.

Actually, there’s no need to cure it. Don’t scare yourself.

Older people will be more or less diagnosed with some diseases in physical examination, but if you are diagnosed with these diseases, you don’t need to worry too much, and generally it won’t have much impact on your health. Just follow up regularly.

erosion of cervix

Most cervical erosion is a normal physiological phenomenon, which is caused by the dynamic changes of two kinds of epithelial coverage areas in the cervix due to the changes of estrogen levels in women. As long as the results of cytological examination and HPV examination are normal, there is no need for special treatment.

thyroid nodule

Most thyroid nodules are benign, accounting for more than 95%, and will not evolve into cancer. After finding thyroid nodules, you don’t need to worry too much, just follow up regularly.

sinus irregularity

Most sinus arrhythmias are normal physiological phenomena and do not need treatment. This phenomenon is easy to occur when people are nervous and autonomic nervous disorder.

Asymptomatic prostatic calcification

Prostate calcification is actually a scar left by prostatitis. As long as the body has no other discomfort symptoms, it only needs regular review without special treatment.

For the elderly, physical examination is very necessary, which can help to find the abnormalities in the body in time and intervene as soon as possible. It is recommended to communicate with the doctor before the physical examination, explain your physical condition, such as what medicine you are taking and what chronic diseases you have, and then discuss with the doctor the physical examination items that suit you, so that it is better and more targeted.

References:

[1] Han Qide, academician of China Academy of Sciences: Why don’t I advocate cancer screening for healthy people! Probably hurt yourself! Health Times. 2017-08-17

[2] "China’s over 180 million elderly people suffer from chronic diseases! Teach parents these prevention knowledge quickly. Guangdong CDC. 2022-07-04.

[3] "Just say it once! Physical examination found these 9 diseases, basically no need to treat! Scare yourself purely. Popular Science China. 2019-10-14.

Reprinting is prohibited without the permission and authorization of the author.

Original title: "Physical examination after the age of 60, just do five examinations, you don’t have to do every examination, and spend less money."

Read the original text

Operators are shivering! In addition to changing the package, you can also complain to the Ministry of Industry and Information Technology.

  Recently, many old users who use expensive mobile phone charges have finally turned over! Many netizens have found that even old users can change to the latest internet package by complaining to the Ministry of Industry and Information Technology.

  For a time, the complaint of the Ministry of Industry and Information Technology was passed down from netizen to netizen by word of mouth, and the attitude of operators when they met the complaint of second of time from the Ministry of Industry and Information Technology was also fascinating. So, do you all know what the Ministry of Industry and Information Technology can use to appeal to Dafa? Let’s take a look.

  How to appeal to the Ministry of Industry and Information Technology?

  Before we talk about it, let’s talk about how to appeal to the Ministry of Industry and Information Technology.

  First of all, don’t complain directly to the Ministry of Industry and Information Technology when you encounter problems. According to the process, you should complain to the operator first, and then complain to the Ministry of Industry and Information Technology if it is invalid before it will be accepted.

  The complaint conditions posted by the Ministry of Industry and Information Technology also include "I have complained to the appellee and I am not satisfied with the handling result or I have not replied within 15 days", so it is necessary to go through the process first. What if I complain to the operator and solve the problem?

  When the communication with the operator is really invalid, you can complain to the Ministry of Industry and Information Technology. The appeal method of the Ministry of Industry and Information Technology is as follows:

  Complaint website of the Ministry of Industry and Information Technology: < Click here to enter >

  Complaints from the Ministry of Industry and Information Technology: 010-12300

  Complaints from the Ministry of Industry and Information Technology: accept@chinatcc.gov.cn

  Some operators are very vicious (especially local operators), and even block the website of the Ministry of Industry and Information Technology, so users can’t open the complaint website of the Ministry of Industry and Information Technology through the network to operate. At this time, you can call or email to solve it, and the effect is the same.

  Then, what behavior does the operator encounter, and can he appeal to the Ministry of Industry and Information Technology?

  Old users can’t switch to the new package.

  This is the routine that everyone has used the most recently. Although many people know it, in order to benefit netizens, let’s mention it again. Operators have launched many Internet packages, and the tariffs are more favorable than the traditional packages, but old users can’t replace them directly through the business hall App, customer service phone and other channels. But in fact, when you contact customer service to change the internet package, if it is rejected, you can go to the Ministry of Industry and Information Technology to complain.

  Internet packages are more affordable, but generally you need to open a new number to use them, and you can also use them through complaints to old users of the Ministry of Industry and Information Technology.

  The Ministry of Industry and Information Technology has previously issued a document (Xin Bu Qing [2006] No.630), stipulating that users can choose to use all the tariff plans of their own enterprises without changing their numbers within the same mobile phone ownership. Therefore, it is reasonable to complain to the Ministry of Industry and Information Technology when the package cannot be changed. Of course, except for special tariff schemes such as using contract machines.

  In fact, it may be because too many people have complained to the Ministry of Industry and Information Technology recently about changing the package, so the operator’s customer service has met the request of changing the package and promised it more readily, or it will let you change it in the business hall. Generally speaking, it can be solved through the operator’s channels, and complaining to the Ministry of Industry and Information Technology is no longer a necessary option.

  DNS/ web hijacking

  This is a common rogue means for operators. DNS hijacking/web hijacking is a very common phenomenon in China. Looking at the Internet, it can suddenly be sent to an unknown page, covered with all kinds of contents such as "click to send the dragon-killing treasure knife" and "recharge XX yuan to get a traffic spree", which is a typical DNS hijacking behavior.

  Even if it’s not a page jump, the page may be inserted with extra advertisements. No matter which website you go to, there will be an annoying small window that can’t be eliminated, which is a typical manifestation of HTTP hijacking. It is a daily life for many people to push advertisements after being hijacked by operators.

  Mobile Internet access is the hardest hit area of hijacking. Pay attention to the traffic display at the lower left, which is a typical HTTP hijacking. Clicking on it is the promotion of operators.

  In this case, you can complain to the Ministry of Industry and Information Technology. As long as it is stated in the complaint that a certain operator hijacked the traffic of a certain telephone number/online account, pushed advertisements/hijacked download links and so on, then things will be solved soon.

  For traffic hijacking, the Ministry of Industry and Information Technology is still quite popular, but many friends don’t realize that a large number of online advertisements come from operators hijacking traffic, so there are very few users who complain to the Ministry of Industry and Information Technology. If you find that operators are pushing advertisements without discipline, don’t hesitate to complain decisively to the Ministry of Industry and Information Technology!

  Weak cell phone signal/poor network quality

  Yes, the Ministry of Industry and Information Technology is also in charge of signal and network quality. If you find that the signal can be done well in some places, for example, the signal in a downtown area is particularly weak, and the signal is particularly strong when you walk two blocks; Or maybe the signal in a place used to be very good, but it has suddenly weakened recently and has not been repaired, then you can also complain to the Ministry of Industry and Information Technology about the cell phone signal.

  There are many ways to disguise a base station. For example, this tree is a base station. Although residents protest against radiation, there are still ways to build a good signal.

  In addition to cell phone signals, poor broadband network quality can also be complained to the Ministry of Industry and Information Technology. Many local operators are thieves. When you install broadband, the target may be 50M or 100M, but when it is actually used, it will not be at full speed at all; Or at night, don’t say that you can’t even open a webpage at full speed. In this case, you can also solve it by appealing to the Ministry of Industry and Information Technology.

  However, in fact, operators generally pay more attention to the quality of signals and networks. In case of these situations, we can try to reflect them to operators first, and in most cases, the problems can be solved.

  There is a problem with hard selling equipment/equipment.

  Want to access the network often need some equipment, such as cats, routers and so on. In fact, these devices can also complain to the Ministry of Industry and Information Technology when they are bundled and sold by operators.

  Previously, the Ministry of Industry and Information Technology had issued the Telecommunications Service Specification, which required telecom operators not to restrict users from using their designated services or purchasing their designated telecom terminal equipment in any way. If the operator forces you to buy network equipment when pulling the network cable, you can’t use your own equipment. After complaining to the operator is invalid, you can appeal to the Ministry of Industry and Information Technology.

  In the past, operators restricted users from using their own routers, and this situation can also be complained to the Ministry of Industry and Information Technology.

  Of course, many friends still use the operator’s equipment for convenience, which is no problem. After all, the installation master is not familiar with the external equipment and it is more troublesome to install it. However, when the operator’s equipment fails, or the specifications have fallen behind the times (for example, the Gigabit network has been opened, but the light cat is still 100 megabytes), the operator can also be asked to deal with it. If the operator fails to respond, he can also appeal to the Ministry of Industry and Information Technology.

  There are irregularities in the results of marketing activities

  Many friends have participated in marketing activities held by operators, such as sending phone bills with points and exchanging points for prizes. However, some problems will occur in these activities, such as the failure to distribute prizes according to the rules. You have worked so hard to save points for so long, but in the end, the prize is delayed, or a new condition is suddenly added so that you can’t get the prize. Who should you tell? Just talk to the Ministry of Industry and Information Technology.

  If the operator’s activities are found to be illegal, it can appeal to the Ministry of Industry and Information Technology. However, evidence should be collected when appealing, such as how the rules were at the beginning of the activity, whether there were any sudden changes in the final rules, etc. After all, the Ministry of Industry and Information Technology did not understand what the content of the activity was. This is really troublesome, but it has to be done.

  summary

  The above has collected some situations that people often encounter and can complain to operators. These problems in the service of operators can be solved by appealing to the Ministry of Industry and Information Technology. In the era of mobile internet, the services provided by operators are becoming more and more important. I hope operators can serve the people attentively and bring a better experience!

Li Qiang, Deputy Director of the Consumer Goods Industry Department of the Ministry of Industry and Information Technology: The home furnishing industry should do a good job of "three new"

&emsp; &emsp; Xinhuanet Beijing, November 14th (Reporter Wang Richen) On November 8th, the 2023 High-quality Development Forum of Home Furnishing Industry hosted by Xinhuanet was held in Beijing. Li Qiang, deputy director of the Consumer Products Industry Department of the Ministry of Industry and Information Technology, said that the home furnishing industry should make great efforts in three aspects: the application of new technologies, the creation of new models and the development of new racetracks, and put the requirements of high-quality development throughout the whole process of industry development, striving to become an important force in promoting new industrialization, manufacturing power, enhancing people’s well-being and promoting quality consumption.

&emsp; &emsp; Li Qiang, Deputy Director of Consumer Goods Industry Department of Ministry of Industry and Information Technology.

&emsp; &emsp; In order to further boost household consumption and help a better life, Li Qiang suggested: First, go all out to promote the steady growth of the industry. Efforts will be made to stabilize the basic market, launch landmark measures such as smart home interconnection and green smart home products entering the countryside, focus on the scene, support technology and guarantee standards, focus on optimizing the supply structure, innovate consumption scenarios, boost consumer demand and upgrade the level of industrial chain modernization. We must do a good job in the implementation of the work plan, form a joint effort, and strive to promote the stability of the home furnishing industry, improve quality and increase efficiency.

&emsp; &emsp; The second is to continuously improve the quality and level of supply. Insist on serving enterprises, building platforms, publicizing and expanding markets, continuously release functional, green and intelligent home products, and actively develop and promote new home products. At the same time, focusing on healthy consumption needs and key groups such as the elderly and children, we will promote the research and development and application of market-oriented household appliances, furniture, life service robots and other products, carry out actions to improve the quality of household products, strengthen the construction of quality management system, product quality control and process improvement of product enterprises, and boost consumer confidence.

&emsp; &emsp; The third is to further promote new models and new formats. We should actively grasp the opportunity of the development of digital economy, and make a good first move in the integration of traditional industries and digital technology. Support the construction of leading enterprises, promote the characteristic industrial internet platform, carry out user demand mining and product research and development based on consumption data, establish flexible production systems, promote new innovative models such as reverse customization according to needs, and realize accurate docking and efficient matching between supply and demand. At the same time, cultivate a number of service-oriented manufacturing home demonstration enterprises and platforms. The majority of households should also practice the development concept of "double carbon", strengthen the popularization and application of green materials, technologies, equipment and production processes, and help household green consumption.

&emsp; &emsp; The fourth is to continue to carry out consumption promotion activities. Taking the opportunity of expanding the scale of household consumption, smoothing the channels of product production and marketing, and promoting the connection between production and marketing, we will continue to carry out the activities of "three products" nationwide and promote the joint action of green smart home consumption, and work together with relevant departments to promote the coordination and cooperation of all links in the industrial chain, such as production, circulation, sales and service, and set off a consumption climax of green home products. In addition, support terminal display, promote publicity, open a number of flagship stores of brand stores, and cultivate a number of smart home experience centers. Encourage local governments to introduce policies such as consumer subsidies and loan interest subsidies suitable for home improvement.

Joint development of Daya Bay emerging industrial park to create a platform for Shenzhen-Huizhou industry to build together.

  On the spacious and straight industrial avenue, there is an endless stream of container trucks going back and forth between Huishen and Shenzhen. Enterprise buildings and modern factories are lined up on both sides of the road in turn, and the growing life business circle is prosperous … This is the most common sight of Daya Bay emerging industrial park.

  Seize the great opportunity of the construction of "double zones" and two cooperation zones, and deepen the integration of the bay. Daya Bay Development Zone proposes to take advantage of location, space, industry, ecology and other advantages, deeply participate in the construction of Greater Bay Area, take the initiative to dock with the pioneering demonstration zone of Socialism with Chinese characteristics, Shenzhen, promote more extensive and in-depth exchanges and cooperation with Greater Bay Area cities, and integrate development with Shenzhen more closely and efficiently.

  Daya Bay Emerging Industrial Park, which is adjacent to Shenzhen, is the "bridgehead" for the synergy of Shenhui industrial chain. The industrial park actively participates in the construction of the industrial value chain of Shenzhen metropolitan area, and concentrates on the development of intelligent manufacturing, information industry, green artificial intelligence and future industries, so as to create a high-quality industrial park with a deep integration into Shenzhen and the Bay, and form an industrial pattern of "Qi Fei on the wing" with Daya Bay Petrochemical Zone.

Rong Shen Rong wan

Play the role of "bridgehead" and build a 100 billion platform for advanced manufacturing industry

  Gao Huachen, chairman of Shenzhen Yichen Technology Co., Ltd., is full of confidence in Daya Bay Yichen Technology Project. The first phase of the project is scheduled to be put into production in December next year, and the company’s research and development, experiment and production will be moved to Daya Bay in the future. "This is a treasure, so we must put all our housekeeping skills here."

  Also stepping up construction is the precision structural parts project of Kodali Power Lithium Battery. "Choosing to increase capital and expand in Daya Bay District is not only the strategic layout of the company’s industry, but also the prospect of Daya Bay." The relevant person in charge of Shenzhen Kedali Industrial Co., Ltd. said.

  Shenzhen enterprises have taken a fancy to this treasure land, which is Daya Bay emerging industrial park.

  As one of the leading industries in Daya Bay Development Zone, electronic information and auto parts industry rose in the 1990s, mainly distributed in the west of Daya Bay adjacent to Shenzhen. After more than 20 years of development, it has a certain foundation and scale, and many of them are from Shenzhen. On this basis, Daya Bay District plans to build Daya Bay Emerging Industrial Park, which has become one of the seven billion-level industrial parks built by Huizhou, actively undertaking the overflow resources of Shenzhen metropolitan area and strengthening the cooperation of Shenzhen-Huizhou industrial chain.

  As a platform for Daya Bay to build a deep and deep manufacturing industry and develop high-quality industries, emerging industrial parks will form "3+14" industrial clusters and industrial groups. "The industrial park is divided into the northern area and the southern Tangheng area." Ke Weixiong, deputy director of the Industry and Trade Bureau of Daya Bay District, introduced that the northern area will focus on developing a new generation of electronic information and new energy automobile industries by improving the scale and efficiency of existing advantageous industries, and develop intelligent manufacturing industries around smart driving and smart homes; The southern Tangheng area is the main carrier for the park to introduce and carry emerging industries. It focuses on introducing leading projects, innovatively introducing digital industries, focusing on developing industries such as 6G, aerospace technology application and artificial intelligence, and proactively laying out and cultivating future industries such as blockchain and quantum information.

Overlooking the factory area of Huizhou BYD Company.

  BYD, which has settled in the northern area of Xinxing Industrial Park for 15 years, is the first leading enterprise in Shenzhen to take "Shenhui Industry Co-construction". In 2007, Huizhou BYD was established, including four independent legal entities: electronics, batteries, industry and energy conservation. Today, Huizhou BYD’s total assets exceed 26.7 billion yuan, and its base employs 51,000 people, accounting for one-third of the overall share of BYD Group. It is one of BYD’s global strategic emerging industrial bases, and its business involves three major industrial fields: electronic information, automobile key parts and new energy.

  In recent years, Daya Bay Development Zone has taken advantage of its proximity to Shenzhen, seized the great opportunity of building "two zones" and two cooperation zones, accelerated the construction of emerging industrial parks, actively took the initiative to undertake the spillover of innovation, industry and technology in cities such as Shenzhen, and made every effort to build the "bridgehead" of Huizhou Rongshen Rongwan.

  Zhouming Technology, Kedali, Eluda High-end Electro-acoustic Equipment, Haoen Intelligent Technology, Hengchangsheng, Baoxing Hi-Tech, Mingyida, Zhongtian Super Hard, South China Lineng, Nissoko … A batch of industrial projects and enterprises from Shenzhen have successively settled in Daya Bay Emerging Industrial Park, constantly improving the advanced manufacturing strength of the industrial park. Among them, Zhouming Technology, Hengchangsheng, Eluda high-end electroacoustic equipment and other projects will help Huizhou build a trillion-dollar electronic information industry cluster; Projects such as Kodali, Haoen Intelligent Technology and Mingyida will further expand the scale of Huizhou’s new energy auto parts industry.

  From January to July this year, there were 152 industrial enterprises in Daya Bay Emerging Industrial Park, with a total industrial output value of 48 billion yuan, an increase of 15.8%. The industrial added value was 12.48 billion yuan, up by 10%.

Improve quality and increase efficiency

Explore the mode of industrial co-construction and improve the development level of industrial clusters

  Walking into the intelligent manufacturing base of Zhouming Technology Daya Bay Science Park in Daya Bay Emerging Industrial Park, the advanced technology is dazzling: a 60-square-meter LED display in the lobby, the naked-eye 3D "Ocean World" makes people feel like they are in the aquarium; The production workshop spanning 10 floors is orderly, which is the first flexible intelligent benchmarking factory in the LED industry.

The workshop of intelligent manufacturing base of Zhouming Technology Daya Bay Science Park is clean and bright.

  As a national individual champion in manufacturing, Zhouming Technology has built the world’s largest intelligent manufacturing base for LED display and the world’s largest intelligent manufacturing base for Mini LED in Daya Bay Emerging Industrial Park. By comprehensively introducing technologies and equipment such as human-computer intelligent interaction, industrial robots and intelligent logistics, it has continuously improved the automation, informationization and intelligence level of manufacturing, and gradually upgraded "digital manufacturing" and "Industry 4.0".

  The industry melts into the bay. Daya Bay proposes to lay out the industrial chain around innovation chain, and make breakthroughs in key technologies such as ultra-high definition video display, basic panels and new energy batteries in cooperation with Guangzhou, Shenzhen and Dongguan, so as to accelerate the construction of high-end electronic information industry clusters.

  Daya Bay Emerging Industrial Park actively absorbs and undertakes the spillover of high-end industries in "dual-zone" cities, explores the mode of industrial co-construction, speeds up the optimization and adjustment of industrial structure, helps Greater Bay Area’s urban industrial advantages to complement each other, cooperate closely and develop jointly, and continuously improves the development level of industrial clusters.

  The settlement of HC Group is a microcosm of Daya Bay Development Zone’s deepening industrial cooperation and attracting head enterprises. In June 2019, HC Group officially signed a contract to settle in Daya Bay Emerging Industrial Park, creating a "Huiwan-a New Generation Information Technology Industrial Port" project with an investment of over 15 billion yuan. As the earliest e-commerce listed company in China and the second strongest B2B service enterprise, HC Group gradually moved its headquarters from Shenzhen to Huizhou to build a new generation of information technology industry cluster.

  At present, the 8.35-square-kilometer southern Tangheng area under planning and construction in Daya Bay Emerging Industrial Park will focus on "intelligence, digitalization and headquarters" and strive to become an emerging smart park with integration, innovation, intelligent collaboration and green security. Daya Bay will accelerate the accurate investment promotion of the related industrial chain in the first development zone of Tangheng District, and introduce a number of related scientific and technological innovation projects in industrial chains such as 5G, chip packaging, artificial intelligence and blockchain.

  "We will actively participate in the construction of the industrial value chain for the benefit sharing of Shenzhen metropolitan area urban agglomeration, and further enhance the industrial carrying capacity of the park." Ke Weixiong introduced that it will promote the optimization, adjustment, upgrading and upgrading of emerging industrial parks, gradually form a modern industrial system led by innovation, at the same time enhance the industrial undertaking capacity, deepen cooperation with "dual-zone" advantageous enterprises, and promote the deep integration of the Internet, big data, artificial intelligence and the real economy.

Integration of urban people

Improve infrastructure and build a green, safe and smart park

  "When we first arrived, there was only one way for Daya Bay Emerging Industrial Park. Now, our project is surrounded by other projects, and the park is developing with each passing day. " Hou Feng, assistant general manager of Huanrong Electronics (Huizhou) Co., Ltd., deeply felt the changes in the park and believed that it would definitely become a gathering place for high-tech industries in the near future.

  In June, 2020, the Universal Scientific Industrial Co.,Ltd. project started in Daya Bay Emerging Industrial Park, with a total investment of 1.35 billion yuan from Universal Scientific Industrial Co.,Ltd. Co., Ltd., the top 20 electronic design and manufacturing service providers in the world, which will build the company’s largest production base in South China. The first phase of the project has been put into trial production. The environment of the park is constantly optimized, which makes enterprises more confident. The second phase of the project is planned to start in June next year.

  We are committed to building an emerging smart park that is innovative, intelligent, collaborative, green and safe. Daya Bay Development Zone has compiled the Industrial Development Plan of Daya Bay Emerging Industrial Park with high standards, and set up special classes for industrial planning, investment promotion, transportation infrastructure construction, land acquisition and acquisition of idle and inefficient industrial plants in emerging industrial parks to promote all key tasks in the park as a whole.

  In recent years, Daya Bay Development Zone has made efforts to fill the shortcomings, speed up cooperation in infrastructure construction, upgrade the benchmark in urban construction, and continuously improve the supporting facilities of transportation, commerce and municipal administration in the park, giving settled enterprises a "reassurance". In 2021, the industrial park implemented 15 supporting infrastructure projects, with a total investment of 2.7 billion yuan. In that year, the investment was 980 million yuan, 100.2% of the annual plan was completed.

  Melt deep into the bay, traffic first. Longhai Road, Longshan Road, Xinhe Avenue, Jinhui Road … Industrial avenues have been completed one after another, and cross-city bus lines have been increasing. Daya Bay Emerging Industrial Park and Shenzhen have achieved traffic interoperability, and more and more cross-city office workers have come. "In the next step, we will strengthen the interconnection of transportation infrastructure and strengthen the connection with Shenzhen Passenger Dedicated Line, subway and expressway planning." The relevant person in charge of Daya Bay District said.

  Melt deep into the bay and support talents. In order to build an innovative ecological policy system, Daya Bay District will improve the innovation and entrepreneurship policy system for Shenzhen, create a regional innovation policy environment conducive to attracting innovative resources and stimulating innovation vitality, implement the new talent policy and supporting policies for incubators, and attract more talents from Shenzhen metropolitan area to settle down.

  "We will also reform and improve the platform management system of emerging industrial parks and explore the establishment of a benefit-sharing mechanism for cross-regional cooperation in building parks and projects." Ke Weixiong said that Daya Bay District will take the lead in researching, transplanting, replicating and popularizing the experience of advanced parks in Shenzhen metropolitan area, and strengthen the soft docking of rules and mechanisms.

Corporate voice

  Zhouming Technology: Choose Huizhou without hesitation.

  In 2014, Zhouming Technology, a leading LED semiconductor company and headquartered in Shenzhen, chose to settle in the west of Daya Bay. In September 2016, the first phase of the intelligent manufacturing base of Daya Bay Science Park was completed. On September 30, 2021, the second phase of the base was completed and put into operation, and the Mini LED production line was put into use. With the completion of the second phase, the intelligent manufacturing base of Zhouming Technology Daya Bay Science Park has a total area of nearly 400,000 square meters, making it the largest intelligent manufacturing base for LED display screens and the largest intelligent manufacturing base for Mini LED in the world.

  "Huizhou has developed very rapidly and the LED industry chain is perfect. We have no hesitation in choosing Huizhou to build the Group’s largest intelligent manufacturing base in the world." Tian Shoujin, president of Zhouming Group’s display product line, said that the distance between Shenzhen base and Huizhou base is only 10 kilometers and 20 minutes’ drive. "Shenzhen R&D" and "Huizhou Zhizao" make the development of Zhouming’s technology industry more coordinated and rapid.

  "The efficient and caring services of Huizhou and Daya Bay governments have made enterprises feel at ease." Tian Shoujin said that when Zhouming Technology just settled in the emerging industrial park, the functional departments took the initiative to understand the demand and solve problems such as project construction and recruitment.

  Tian Shoujin introduced that last year, Zhouming Technology achieved revenue of 7.229 billion yuan, of which smart display business revenue accounted for 85.74%. This year, Zhouming Technology concentrated all the LED display panels in the intelligent manufacturing base of Daya Bay Science and Technology Park, and the annual production capacity of the base will exceed 10 billion yuan after all the production capacity is released.

Expert opinion

  Lin Jiang (Professor, Department of Economics, Lingnan College, Sun Yat-sen University, Deputy Director, Pearl River Delta Research Center, Hong Kong and Macao):

  Study and form an interactive industrial chain within emerging industries.

  "Daya Bay Emerging Industrial Park is adjacent to Shenzhen, and the symbolic and practical significance of realizing industrial linkage with Shenzhen is even greater." Lin Jiang believes that Daya Bay Emerging Industrial Park needs to study the relationship between emerging industries, and it is best to form an interactive industrial chain within the park.

  In view of the contradiction between the strong demand for land by enterprises and the shortage of land in the park, Lin Jiang believes that the experience of Dongguan Success Park can be used for reference. "Some industrial parks in Dongguan have stepped out of the’ rental housing’ model, and the park operators themselves can also be investment institutions, choosing some industrial projects with appreciation potential to invest, thus forming a new industrial park model, which not only increases the sense of belonging of enterprises and projects entering the park, but also allows park operators to fully enjoy the benefits brought by the appreciation of related industrial projects."

  In addition, Lin Jiang suggested that Daya Bay Emerging Industrial Park learn from or introduce similar projects of Shenzhen Branch of Hong Kong Science Park, so as to truly enhance the value of the industrial park. If we can grasp the development opportunities of Shenzhen metropolitan area and Golden Inner Bay and learn from the management mode of Hong Kong parks, it will have a positive impact on the long-term appreciation of emerging industrial parks (including land).

  Reporter’s notes

  Dynamic industry "strong magnetic field"

  "Optimistic about the future of Daya Bay", "All my money is invested here" and "Every day is the same here" … In the emerging industrial park of Daya Bay, I often hear such words in communication with enterprises. This 100-billion-level industrial park is quietly forming an industrial "strong magnetic field", attracting groups of outstanding enterprises to come to the beach layout.

  The data shows that from January to July 2022, the total industrial output value of the park was 48 billion yuan, and it is estimated that the new output value will be 6.6 billion yuan in 2022 … Behind this, there are not only great opportunities for the construction of "two zones" and two cooperation zones, but also the advantages of proximity to Shenzhen, and it is inseparable from the increasingly optimized business environment of Daya Bay.

  In terms of space, Daya Bay will speed up the land reclamation and reserve, fully implement the "secondary development" plan, realize "secondary development", and expand the bearing space for the coordinated development of Shenzhen-Huizhou industry; In terms of distance, speed up the construction of Longhai 3-way, Longshan 7-way and Longshan 5-way, and speed up the interconnection of Shenhui traffic; In service, strengthen the soft docking of rules and mechanisms, and take the lead in researching, transplanting, replicating and popularizing Shenzhen’s advanced experience and practices; In terms of policy, we should speed up the improvement of innovation and entrepreneurship policy system, implement supporting policies for technology business incubators, and build a good innovation and ecological policy system.

  Twenty years ago, Daya Bay built a "famous petrochemical city" from scratch. Nowadays, Daya Bay is continuing the hard work of building a petrochemical park and the value pursuit of "innovation and excellence" with the courage and boldness of spirit and the hard-core style of "being practical and doing only", and accelerating the high-quality development of Daya Bay emerging industrial park.

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It is a rumor that "Shanghai conducts stepped closed-loop and carpet screening".

  On the evening of June 8, a "closed-loop step-by-step residential measures were carried out in all districts and counties of the city, and nucleic acid detection was carried out once or twice in 48 hours &hellip; &hellip; The positive cell was isolated for 2+14 days, and the message that the positive cell was closely connected with 2+12 "was spread in the circle group. There are also rumors that "when carpet screening is implemented in Shanghai, every residence will be closed for 48 hours, and the second nucleic acid test will be done. If it is positive, it will be closed for 12 days", and a list of key areas of the community will be closed at 12 o’clock tonight is attached. Shanghai rumor platform received many messages from netizens, hoping to verify the authenticity.

  In response to this rumor, the Office of the Leading Group for Epidemic Prevention and Control in COVID-19, Shanghai (hereinafter referred to as "the Municipal Office for Prevention and Control") replied that the online rumor that "closed-loop measures of stepped communities are being carried out one after another in all districts and counties of the city", "carpet screening will be implemented in Shanghai" and "List of key areas of communities to be closed at 12 o’clock tonight" are all rumors.

  When the Shanghai rumor platform was verified, it was found that these so-called notices were actually "old news". Among them, the "stepped closed-loop management measures" appeared verbatim in some self-media articles in March this year. The statement that "Shanghai will carry out carpet screening" and "List of key areas of residential areas to be closed at 12 o’clock tonight" were not official documents after traceability investigation by relevant departments. They were spread on the Internet in April this year. In fact, some netizens took the initiative to point out that the list is rough and there are other words, such as writing Pudong Beicai as "Northern Cuisine", which is not credible.

  However, the Shanghai rumor platform also noticed that recently, some towns and towns in Shanghai have indeed issued nucleic acid screening or temporary control notices, including Nanjing West Road Street in Jing ‘an District, Hunan Road Street in Xuhui District, Ruijin Second Road Street in Huangpu District, etc. Temporary control is implemented, and all personnel in the relevant areas need to stay indoors and conduct nucleic acid testing once a day. After learning from the local departments, the above measures were formulated in different regions according to the development of the local epidemic situation, and they were not part of the city-wide unified arrangement, nor were they the so-called "Huangpu, Xuhui and Jing’ an sealed 7+7 together" as interpreted by some netizens.

  At present, Shanghai is gradually returning to normal production and living order. With the acceleration of the resumption of work and production, the turnover of personnel is frequent, and the risk of epidemic rebound still exists. According to the development and trend of epidemic prevention and control, Shanghai will dynamically adjust the corresponding prevention and control measures. I hope that the general public will continue to give understanding and cooperation to jointly protect the hard-won anti-epidemic achievements.

In the first half of the year, the bank’s operating loans and consumer loans increased substantially, and the interest rate "rolled out" to a new low.

  Under the background of large-scale shrinking of personal housing loans, business loans and consumer loans became the main growth force of personal loans of listed banks in the first half of the year.

  According to Wind statistics, in the first half of this year, the balance of operating loans of 13 listed banks achieved double-digit growth compared with the beginning of the year, and the balance of consumer loans of 21 banks achieved double-digit growth compared with the beginning of the year. Among them, the balance of consumer loans of Chengdu Bank in the first half of the year increased by 388.06% compared with the beginning of the year.

  With the recovery of consumption in the post-epidemic era, banks have seized the "golden period" to promote consumption, and launched round after round of interest rate preferential activities with red envelopes, coupons and discount coupons as selling points, and interest rates have "rolled out" to a new low.

  Business loans and consumer loans increased substantially.

  Personal housing loans, personal consumption loans, personal business loans and credit card overdrafts are the main components of personal loans of banks. In the first half of this year, personal housing loans shrank in a large area, and the total amount of personal housing loans of 42 listed banks decreased by 0.36% compared with the beginning of the year, of which the mortgage scale of 24 banks declined. However, business loans and consumer loans show a trend of substantial growth.

  At the press conference of the State Council Office held on July 14th, Ruan Jianhong, spokesman of the People’s Bank of China and director of the Department of Investigation and Statistics, introduced that household loans increased by 2.80 trillion yuan in the first half of the year, an increase of 572.3 billion yuan year-on-year. The main reason for the increase in household loans is the increase in personal business loans and short-term consumer loans.

  Among them, in the first half of the year, personal business loans increased by 2.3 trillion yuan, an increase of 759.3 billion yuan over the same period of last year; Personal short-term consumer loans increased by 300.9 billion yuan, an increase of 401.9 billion yuan.

  According to statistics from Wind, CBN: Among 42 listed banks, 35 banks disclosed operating loan data. As of June 30, the balance of operating loans of 35 banks totaled 6.69 trillion yuan, up 15.55% from the beginning of the year, and the growth rate increased by 3 percentage points compared with the same period of the previous year, with a net increase of nearly 900 billion yuan. Among them, the balance of operating loans of 13 banks achieved double-digit growth compared with the beginning of the year.

  Among the 42 listed banks, 37 banks disclosed the balance of consumer loans. As of June 30, the balance of consumer loans of 37 banks totaled 37.61 trillion yuan, a substantial increase of 27.17% compared with the beginning of the year, with a net increase of over 8 trillion yuan, while the growth rate in the same period last year was only 10.32%. Among them, the balance of consumer loans of 21 banks achieved double-digit growth compared with the beginning of the year.

  In the same period, the loan balance of 42 listed banks totaled 156.73 trillion yuan, an increase of 7.98% over the beginning of the year; Among them, the balance of personal loans totaled 58.72 trillion yuan, an increase of only 3.1% over the beginning of the year.

  Obviously, the growth rate of business loans and consumer loans is much higher than the overall growth rate of personal loans.

  The growth rate of state-owned banks is obvious

  Among these listed banks that disclose data, the growth rate of state-owned banks is particularly obvious.

  For example, ICBC seized the favorable opportunity of economic recovery and consumption stabilization in the first half of the year, and continued to strengthen the marketing and promotion of key products such as home loan portfolio loan, e-loan quick loan and e-loan financing. In the first half of the year, its personal consumption and operating loans increased by over 280 billion yuan, an increase of 146.5 billion yuan year-on-year. Among them, as of June 30, the balance of ICBC’s personal business loans was 1,189.042 billion yuan, an increase of 27.85% over the beginning of the year, ranking first in the growth rate; The balance of consumer loans was 262.397 billion yuan, an increase of 11.95% over the beginning of the year.

  In the first half of the year, the Agricultural Bank of China actively expanded new consumption scenarios, improved the availability and convenience of consumer finance, and increased the supply of consumer credit to meet the consumer finance needs of residents such as home improvement, electronic products, automobiles and cultural tourism. Continue to increase credit support for Pratt & Whitney customers in key areas such as wholesale and retail, accommodation and catering, resident service and freight logistics. Consumer loans totaled 228.7 billion yuan in the first half of the year, and personal business loans totaled over 490 billion yuan in the first half.

  As of June 30, the balance of personal business loans of Agricultural Bank of China was 697.695 billion yuan, an increase of 20.98% compared with the beginning of the year, and its proportion in personal loans increased by 1.1 percentage points. The balance of consumer loans was 261.46 billion yuan, an increase of 34.95% over the beginning of the year.

  The balance of inclusive small and micro enterprise loans and personal consumption loans of Bank of Communications increased by 19% and 39% respectively compared with the end of last year, and the proportion also continued to increase.

  In addition, as of June 30, the balance of personal consumption loans of China Construction Bank was 368.802 billion yuan, an increase of 73.359 billion yuan or 24.83% compared with the beginning of the year. The balance of personal business loans was 608.865 billion yuan, an increase of 193.521 billion yuan compared with the beginning of the year, with an increase rate of 46.59%, ranking first among 35 banks. In the annual report, China Construction Bank said that its personal business loans launched new versions of fist products such as "merchant cloud loan" and "business leaf cloud loan", creating a "second track". Personal consumption loans adhere to innovation, meet the reasonable consumption financing needs of residents, and promote the development of the consumer market.

  Among the stock banks, the balance of retail micro-loans of China Merchants Bank was 709.306 billion yuan, up by 12.65% compared with the beginning of the year, and the balance of consumer loans was 272.351 billion yuan, up by 34.68% compared with the beginning of the year. The operating loan of CITIC Bank increased by 13.11% and the balance of consumer loan increased by 10.61% compared with the beginning of the year.

  Among the regional banks, Chengdu Bank has achieved substantial growth in operating loans and consumer loans, in which the balance of operating loans increased by 33.03% and the balance of consumer loans increased by 388.06% compared with the beginning of the year. In the same period, the personal mortgage of Chengdu Bank only increased by 3%, and the credit card overdraft dropped by 44.11%.

  The operating loans and consumer loans of Sunong Bank also increased significantly. In the first half of the year, the personal loans of Sunong Bank increased by only 6.03% compared with the beginning of the year, among which the personal business loans increased by 8.37% compared with the beginning of the year and 29.6% compared with the same period of last year. Personal consumption loans increased by 27.2% compared with the beginning of the year and 21.8% compared with the same period of last year. Personal business loans and personal consumption loans contributed 10.8% and 8.9% of the net new loans respectively.

  Interest rate "rolled out" to a new low

  In the context of consumer recovery, consumer loans and business loans have become the starting points for banks to sprint the scale of individual loans. With the two downward adjustments of LPR during the year, the cost of micro-credit loans such as consumer loans continued to decline.

  On July 31st, the National Development and Reform Commission issued the "Measures on Restoring and Expanding Consumption". In terms of optimizing the consumption environment, it is proposed to pay more attention to the real consumption behavior, strengthen the supervision of the use and flow of consumer credit, and promote the reasonable increase of consumer credit.

  According to the data monitored by Rong 360 Digital Technology Research Institute, in July 2023, the average interest rate of national bank consumer loans was 3.57%, down 79BP year-on-year. Among them, the average minimum executable interest rate of state-owned banks’ consumer loans is 3.58%, and the average minimum executable interest rate of stock banks’ consumer loans is 3.56%. This is the first time that the average interest rate of stock banks’ consumer loans is lower than that of state-owned banks.

  In this consumer loan price war, stock banks are more radical.

  For example, Shanghai Pudong Development Bank recently released the "Pushan Loan Monthly Enjoy" preferential welfare release activity. According to the content of the activity, from September 1 to 30, Shanghai Pudong Development Bank launched a 3.2% interest rate coupon and a 7.5% discount interest rate coupon.

  The annualized interest rate (simple interest) of China Merchants Bank is as low as 3.5% for business loan products of small and micro enterprises and individual industrial and commercial households. Recently, China Merchants Bank also launched an activity to draw interest coupons, with a maximum discount of 1,888 yuan.

  In addition to national banks, city commercial banks and rural commercial banks, which are active in the field of personal loans, have also given very "sincere" prices. For example, Bank of Ningbo’s "Easy Loan" claims that you can get a loan if you have a house, with a maximum loan amount of 10 million yuan and an interest rate of only 2.98%. If two people go on a trip, each person can get an extra coupon of 888 yuan. Zijin Rural Commercial Bank launched the "Zijin e-loan" consumer loan interest rate preferential activity for citizens aged 23-60 in Nanjing, with the maximum loan amount of 300,000 yuan and the annualized interest rate (simple interest) as low as 3.78%. The "Golden Rice Consumption E Loan" launched by Guangzhou Rural Commercial Bank has an annualized interest rate (simple interest) as low as 3.6%, a maximum amount of 1 million yuan and a maximum term of 10 years.

Development and Reform Commission: Curbing "sky-high" moon cakes will focus on high-end hotels and restaurants.

CCTV News:According to the Announcement of WeChat official account of the National Development and Reform Commission, the National Development and Reform Commission, the Ministry of Industry and Information Technology, the Ministry of Commerce and the General Administration of Market Supervision (hereinafter referred to as the Announcement), it is emphasized that operators such as hotels and restaurants should comply with the same regulatory requirements as other operators such as Shangchao when processing, making and selling moon cakes.

  In recent years, many hotels and restaurants have launched their own moon cake products during the Mid-Autumn Festival, providing consumers with more diversified and personalized choices and enriching the holiday market. However, a few high-end hotels and restaurants have become important channels for selling "sky-high" moon cakes. On the one hand, these enterprises use rare and precious ingredients, tie or mix high-priced goods, and over-luxury packaging, and create luxury goods in moon cakes with the help of brand advantages; On the other hand, the price of moon cakes is included in accommodation and meals to facilitate corruption.

  According to the requirements of the Announcement, hotel and restaurant operators are not allowed to use wild protected animal ingredients as mooncake fillings, tie or mix mooncakes with other commodities, or violate the mandatory standards of over-packaging. At the same time, if mooncakes are required to be settled together with accommodation fees and meals, the unit price and quantity of mooncakes should be listed separately. Relevant departments will focus on high-end hotels and restaurants, and carry out all-round supervision and inspection. Once violations of laws and regulations are found, they will be severely punished according to law.

Create a chip "iron curtain"? The American system won’t work.

It is reported that under the constant pressure from the United States, the United States and Japan are close to reaching an agreement to restrict the export of chip technology to China. The United States has been blocking China’s semiconductor industry for some time, not only making frequent moves against China, but also wooing countries in the semiconductor industry chain to increase export control to China. The practice of the United States is not only an abuse of export control measures, but also a serious departure from free trade and international economic and trade rules.

In recent years, the United States regards the chip industry as a key area of competition with China. The United States has spared no effort to block the development space of China’s chip industry, from wooing allies to jointly contain China to issuing the Chip and Science Act to heavily subsidize local semiconductor manufacturers, from the "core restriction order" against Huawei to a number of control "patches" around the export of advanced semiconductor products and technologies to China, from chips to equipment for producing chips. In the past few months, the U.S. government has sent officials to Japan and the Netherlands several times to discuss how to coordinate export control rules and pressure these allies to follow U.S. policies. However, in today’s highly globalized division of labor in the chip industry, the United States forcibly "decoupled" from China, which not only dealt a heavy blow to local chip manufacturers in the United States, but also seriously threatened the safety of the global semiconductor supply chain.

In April this year, the Federal Reserve Bank of new york, a subsidiary of the Federal Reserve Board of the United States, issued an assessment report, pointing out that export control measures against China "have brought great harm to American enterprises". For example, after losing customers in China, many American companies failed to find new customers and were forced to reduce jobs. For another example, the export control measures to China have caused the stock prices of relevant American suppliers to fall abnormally, and the market value of American enterprises has "evaporated" by 130 billion US dollars in recent years. It is precisely because of foreseeing the "backward force" of American policy that the executives of American chip companies, such as Intel, Qualcomm and NVIDIA, tried to lobby the American government not to cut off contact with China, the largest market, otherwise it would damage the efforts made by the United States in technological innovation and eventually lead to the loss of competitive opportunities in the semiconductor field. The American Semiconductor Industry Association warned that too broad unilateral regulation will only damage the American semiconductor ecosystem and will not promote "national security".

In addition to involving local enterprises in the whirlpool of Sino-US game, the United States has been putting its allies in the geopolitical gap through pressure. The logic of the United States is very simple. To achieve the goal of blocking the development space of China’s science and technology industry, it is necessary for allies to cooperate in unison. However, American allies are well aware of the risks and costs of the "anti-Chinese chip alliance", and blindly following the United States will only bring them pain. In order to avoid becoming a victim of the US strategy to contain China, some countries have tried their best to strike a "balance", and some enterprises have racked their brains to avoid the US ban. Martin Joel Zengpa, a senior researcher at the Peterson Institute for International Economics, an American think tank, wrote that if the United States wants to convince its allies and follow them, it needs to provide more reasonable explanations about "national security" to convince its allies that these measures are not to serve the commercial interests of American enterprises.

The United States has made great efforts to make China’s scientific and technological progress stumble. What it didn’t expect was that the export control to China had an "unexpected counter-effect"-accelerating China’s scientific and technological self-reliance. Huawei, which was "cut off" by the United States, is a typical example of its "upward transformation" under the heavy hammer. Huawei recently released the world’s first three-fold screen mobile phone, which triggered a strong market response. Paul Triolo, a scholar at the Center for Strategic and International Studies in the United States, wrote in the magazine American Affairs that since the United States imposed large-scale export control on China, with the continuous efforts of China enterprises and the attention of the China government, the semiconductor industry in China has undergone positive changes, the industrial structure has become more complex and diverse, and the investment types have become more novel. It is expected that there will be more new technological breakthroughs in the next few years.

The formation and development of global chip industry chain supply chain is the result of the joint action of market law and enterprise choice. For political purposes, artificial restrictions or forced "decoupling" violate the market economy and the principle of fair competition, undermine the international economic and trade order, disrupt the stability of the global industrial chain supply chain, and ultimately harm the interests of the world. In the long run, the United States’ attempt to build an "iron curtain" of chips can’t stop the development of China, and the initiative of the rise and breakthrough of China’s chip industry is in its own hands.